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Method, device and system for improving mobile payment security

A mobile payment and security technology, applied in the field of communication, can solve the problem of low security of mobile payment, and achieve the effect of high security and improved accuracy

Active Publication Date: 2014-09-03
NUBIA TECHNOLOGY CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the technical problem to be solved by the present invention is to provide a method, device and system for improving the security of mobile payment, so as to solve the problem of low security of existing mobile payment

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  • Method, device and system for improving mobile payment security
  • Method, device and system for improving mobile payment security

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Embodiment Construction

[0024] In order to make the technical problems, technical solutions and beneficial effects to be solved by the present invention clearer and clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0025] see figure 1 , The present invention provides a mobile payment system, which can improve the security of mobile payment. The system includes a first terminal 110 and a second terminal 120 .

[0026]The first terminal 110 includes: a first near field communication (Near Field Communication, NFC) pairing unit 111 , a first collecting unit 112 , a first receiving unit 113 , a first processing unit 114 and a first sending unit 115 .

[0027] The first NFC pairing unit 111 is configured to realize near field communication NFC pairing with the second...

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Abstract

The invention discloses a method, device and system for improving mobile payment security and belongs to the technical field of communication. The method includes the steps that NFC pairing between a first terminal and a second terminal is achieved; when people enter mobile payment processes, first identity recognition information of a current user is collected; authentication is performed for the first time according to authentication information and the first identify recognition information of the registered user of a local machine; if authentication for the first time is passed, whether second identity recognition information, collected by the second terminal, of the current user is received or not is judged; if the second identity recognition information is received, authentication is performed for the second time according to the authentication information and the second identity recognition information; if the authentication for the second time is passed, the mobile payment processes are continued, and otherwise an authentication failure is determined. By the adoption of the method, device and system, when people enter the payment processes, both the first terminal and the second terminal need to perform authentication for the second time, and therefore the mobile payment security is improved.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a method, device and system for improving the security of mobile payment. Background technique [0002] With the development of communication technology, the rise of mobile e-commerce has been brought about, and mobile payment technology has also developed accordingly. Among them, mobile payment, also known as mobile payment, is a service method that allows users to use their mobile terminals (usually mobile phones) to pay for the goods or services they consume. In the prior art, mobile payment mainly includes two implementation methods: near-field payment and remote payment: near-field payment, that is, using a mobile terminal to swipe a card to ride a car, buy things, etc.; remote payment is to send payment instructions (such as online banking, telephone Bank, mobile payment, etc.) or payment methods with the help of payment tools. [0003] Although mobile paym...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/3278G06Q20/4014G06Q20/40145
Inventor 魏宇星
Owner NUBIA TECHNOLOGY CO LTD