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Mobile phone payment system

A payment system, mobile payment technology, applied in the payment system, payment system structure, instruments, etc., can solve the problem of security problems that have not been well solved

Inactive Publication Date: 2014-11-05
南宁市锋威科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0020] 3. The construction of business acceptance environment. At present, only 3 million of the 60 to 70 million merchants have POS machines. How to promote the market?
But the security problem of the mobile phone payment in the prior art still has not been solved well

Method used

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  • Mobile phone payment system

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Embodiment Construction

[0029] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0030] combined with figure 1 , a mobile phone payment system, which includes a mobile phone payment data processing center 1, a short message verification module 2, a fingerprint verification module 3, a voice verification module 4, a video verification module 5 and a remote payment server 6; the short message verification module 2, The fingerprint verification module 3, the voice verification module 4 and the video verification module 5 are independent functional units built into the mobile phone, all including corresponding software and hardware; wherein the fingerprint verification module 3 includes a fingerprint sensor and a fingerprint analysis and comparison program; Described voice verification module 4 comprises microphone, loudspeaker and voice recognition program; Described video verification module 5 comprises camera and video recognition program;...

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Abstract

The invention provides a mobile phone payment system, which has the advantages of being safer in transaction and optional in security levels. The mobile phone payment system comprises a mobile phone payment data processing center (1), a short message verification module (2), a fingerprint verification module (3), a voice verification module (4), a video verification module (5) and a remote payment server (6), wherein the short message verification module (2), the fingerprint verification module (3), the voice verification module (4) and the video verification module (5) are independent functional units built in a mobile phone and each comprise corresponding software and hardware; the fingerprint verification module (3) comprises a fingerprint sensor and a fingerprint analysis and comparison program; the voice verification module (4) comprises a microphone, a loudspeaker and a voice identification program; the video verification module (5) comprises a camera and a video identification program; and the short message verification module (2), the fingerprint verification module (3), the voice verification module (4) and the video verification module (5) are all uniformly controlled by the mobile phone payment data processing center (1).

Description

technical field [0001] The invention relates to a mobile phone payment system. Background technique [0002] The mobile payment service is a mobile data value-added service application jointly launched by mobile operators, mobile application service providers (MASP) and financial institutions and built on the mobile operation support system. The dual-interface CPU card is a CPU card that supports both contact and non-contact communication methods. The contact interface and non-contact interface share a CPU for control, and the contact mode and non-contact mode are automatically selected. The card includes a microprocessor chip and an antenna coil connected to the microprocessor. Units or individuals send payment instructions directly or indirectly to banking and financial institutions through mobile devices, the Internet or proximity sensing to generate currency payments and fund transfers, thereby realizing Mobile payment function. Mobile payment integrates terminal equip...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/325G06Q20/40145
Inventor 张媛张增芳李苏桥
Owner 南宁市锋威科技有限公司
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