Facial recognition based mobile phone secure payment system and payment method thereof

A mobile phone security and face recognition technology, applied in the field of computer technology and network, can solve problems such as emphasis, achieve wide applicability, protect property safety, and reduce payment risks
CN104537534AInactive Publication Date: 2015-04-22WUHAN POST & TELECOMM RES INST CO LTD
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
WUHAN POST & TELECOMM RES INST CO LTD
Publication Date
2015-04-22
Estimated Expiration
Not applicable · inactive patent

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Abstract

The invention relates to a facial recognition based mobile phone secure payment system, which comprises four modules including a user A, a merchant B, a payment mechanism C, and an identity recognition mechanism D, wherein the modules are loosely coupled and interact via information. A payment method using the mobile phone secure payment system provided by the invention differs from the traditional face payment method in that the face authentication and the mobile phone payment are organically integrated in the flow, the identity recognition mechanism D is added in the existing mobile phone payment flow, and the secure flow of mobile phone payment is expanded among the user A, the payment mechanism C and the identity recognition mechanism D. In addition, the existing phone payment system is reused to a large extent, the deployment and the upgrading can be quickly realized, the construction cost is low, the risk of payment caused by the pavement of mobile phone non-users can be effectively reduced, and an important role in mobile internet e-commerce is played.
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Description

technical field

[0001] The invention relates to the fields of computer technology and network, in particular to a face recognition-based mobile phone security payment system and a payment method thereof. Background technique

[0002] With the rapid development of global 3G / 4G networks and the rapid popularization of smart phones, the mobile payment business at home and abroad has shown explosive growth, and the market space is huge. Statistics from market research firm Gartner show that by the end of 2012, the number of global mobile payment users reached 212 million, three times that of 2009. According to Gartner's prediction, by 2016, the global mobile payment transaction volume will rise to 600 billion US dollars, and the development prospect is very impressive.

[0003] The biggest problem with mobile payment is security. Mobile payment relies on an open, low-security public network as an integral part of the information transmission line, and transaction data and devi...

Claims

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