Device and method for preventing embezzlement of bank cards of others

Abstract

The invention provides a device and a method for preventing embezzlement of bank cards of others. The device comprises an electric door lock on a lock and control and actuating mechanisms of the electronic door lock. The control mechanism is a visible agency verification machine which is arranged on a side of the door, and the visible agency verification machine comprises a master controller (z1), a communication module (z2), an input module (z3), a power management module (z4), a card management module (z5), an external interface module (z6), an output module (z7) and an identity verification module (z8). Whether a computer control system of a bank needs to control unlocking and locking of the electric door lock of the door of an ATM (automatic teller machine) room or not can be determined according to identity verification, card verification and authorization representation results of the visible agency verification machine. The device and the method have the advantages that confirmation of identity of actual users of the bank cards can be effectively enhanced, most behavior of embezzlement of the bank cards of the others can be actively prevented and completely eradicated, accordingly, protection of the bank on legitimate rights and interests of legal holders of the bank cards can be reinforced, the device is convenient to use and is safe and reliable, and the like.

Description

technical field [0001] The invention belongs to an auxiliary device of an ATM machine, in particular to a device and a method for blocking bank cards from being embezzled by other people. Background technique [0002] With the continuous popularization of ATM automatic teller machines and the rapid development of computer and network technology, there are many ways to obtain other people's bank cards and their passwords at the same time, such as robbery, remote computer crimes, crimes by people around you, and crimes at the ATM machine. First, after the criminals rob the bank card at the scene, they will definitely use various means to force the password of the victim's bank card; Wait for the opportunity to sneak into the private financial information database, illegally obtain various information and withdrawal passwords of the private bank card, and finally copy the card; third, relatives, friends and colleagues of the legal holder of the bank card have the opportunity to...

AI Technical Summary

Problems solved by technology

The direct reason for this "convenience" is that the bank's protection of the money in the customer's bank card is achieved by setting only one password. The protection level is low, and the protection measures are obviously weak. Generally speaking, it is more than convenient. But the security is obviously insufficient; and this "convenience" not only facilitates the legal holders of bank cards, but also greatly reduces the cost and difficulty of bank card crimes. It is convenient for people, because they can steal the money in the card as long as they illegally obtain the bank card and its password; and this directly leads to the increasing number of various crimes of bank cards with the rapid development and popularization of the ATM industry in my country, and eventually As a result, the total losses of legal holders of bank cards and the losses of other related parties of bank cards are increasing, and the normal working order of financial institutions has been increasingly seriously disturbed

[0004] Once the bank card is stolen, the success rate of catching the criminal in time before consumption is almost zero. Limited or unable to repay due to various reasons, the financial loss of the legal owner of the bank card will be unavoidable

As for the above-mentioned second type of remote computer financial card crime, it enters and exits the computer control system of the ATM in order to achieve the purpose of "obtaining someone's bank card information and its password, and then copying the bank card to commit bank card crime". It can be done without trace, and it is extremely difficult to solve the case

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