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Data acquisition and sharing system for CMS (credit management system) credit information sharing management

A technology of information sharing and data collection, applied in the field of credit information management, it can solve the problems such as the inability to collect private capital loan information, and achieve the effect of ensuring effectiveness

Inactive Publication Date: 2015-05-27
NANJING BRANCH CREDIT OF DONGXIN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide a data collection and sharing system for CMS credit information sharing management, aiming to solve the problem that non-banking private capital lending information cannot be collected

Method used

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  • Data acquisition and sharing system for CMS (credit management system) credit information sharing management

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Embodiment Construction

[0017] In order to make the object, technical solution and advantages of the present invention more clear, the present invention will be further described in detail below in conjunction with the examples. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0018] The application principle of the present invention will be further described below in conjunction with the accompanying drawings and specific embodiments.

[0019] Such as figure 1 As shown, the data acquisition and sharing system of the CMS credit information sharing management of the embodiment of the present invention mainly includes: loan application query module 1, lending query module 2, post-loan supervision module 3, recovery supervision module 4, write-off record module 5 , repayment entry module 6, settlement contract module 7;

[0020] Loan application inquiry module 1 is used to allow members to enter t...

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Abstract

The invention discloses a data acquisition and sharing system for CMS (credit management system) credit information sharing management. The data acquisition and sharing system for CMS credit information sharing management comprises a loan application inquiring module, a lending inquiring module, a post-loan supervising module, a collection supervising module, a verification recording module, a repayment recording module and a contract settlement module. The system realizes online recharging application, matching of online recharging application and offline payment, and calculation of cash return and presentation premium return during premium return, and legality and confidentiality during data sharing are realized; under the condition that the data inquiring will of a user is higher than the will of data recording, the user can inquire the data and record the data; validity, authenticity and timeliness of acquired data are guaranteed. Data are acquired while data are successfully shared, and validity, authenticity and timeliness of the data are guaranteed.

Description

technical field [0001] The invention belongs to the technical field of credit information management, in particular to a data collection and sharing system for CMS credit information sharing management. Background technique [0002] The credit industry is an industry that provides credit information services in a market economy. As an enterprise that provides credit information services, credit investigation agencies legally collect credit information of enterprises and individuals according to certain rules, process and organize credit information products such as credit reports of enterprises and individuals, and provide them to lenders, credit sellers, Information users with legitimate needs, such as tenderers, lessors, and insurers, provide convenience for them to understand the credit status of the counterparty. Credit investigation services can not only create conditions for preventing credit risks and ensuring transaction security, but also enable enterprises and ind...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 于会庆程旗蔡晔
Owner NANJING BRANCH CREDIT OF DONGXIN
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