Mobile payment system, method thereof and related equipment

A mobile payment and payment operation technology, applied in the field of information processing, can solve the problems of complex operation process, low security and high cost, and achieve the effect of simple operation process, strong security and low cost

Active Publication Date: 2015-08-19
邹骁 +3
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0011] The embodiment of the present invention provides a mobile payment system, method and related equipment, which are used to solve the problems existing in the existing mobile payment system such as complex operation process, low security, low efficiency or high cost

Method used

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  • Mobile payment system, method thereof and related equipment
  • Mobile payment system, method thereof and related equipment
  • Mobile payment system, method thereof and related equipment

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0046] Embodiment 1 of the present invention provides a mobile payment system, such as figure 1As shown, it is a schematic diagram of a possible structure of the mobile payment system in Embodiment 1 of the present invention. The mobile payment system may include a handheld terminal 11 with a light emitting element 10, a visible light signal receiving terminal 12, and a payment settlement system 13, of which:

[0047] The handheld terminal 11 can be used to receive payment operation instructions, and convert the interactive information required in the mobile payment process into visible light by controlling the light-emitting element 10 to turn on or off according to the received payment operation instructions. signal; wherein, the interaction information includes identity verification information required in the mobile payment process;

[0048] The visible light signal receiving end 12 can be used to receive the visible light signal emitted by the light emitting element 10, ...

Embodiment 2

[0092] Based on the same inventive concept, Embodiment 2 of the present invention provides three mobile payment methods with handheld terminals, visible light signal receivers, and payment and settlement systems as execution bodies, among which, as figure 2 As shown, it is a schematic flowchart of the first mobile payment method with a handheld terminal as the execution subject in Embodiment 2 of the present invention. The first mobile payment method may specifically include the following steps:

[0093] Step 201: The handheld terminal receives a payment operation instruction;

[0094] Step 202: According to the received payment operation instruction, by controlling the light-emitting element in the handheld terminal to turn on or off, the interactive information required in the mobile payment process is converted into a visible light signal, and the visible light signal receiving end converts The visible light signal is converted into a level signal, and the payment and sett...

Embodiment 3

[0105] Based on the same inventive concept, Embodiment 3 of the present invention provides a handheld terminal. For the specific implementation of the handheld terminal, please refer to the relevant description in Embodiment 1, and the repetitions will not be repeated, as shown in Figure 5 As shown, it is a schematic structural diagram of the handheld terminal described in Embodiment 3 of the present invention, and the handheld terminal may include:

[0106] An instruction receiving module 51, which can be used to receive payment operation instructions;

[0107] The signal processing module 52 can be used to convert the interactive information required in the mobile payment process into visible light signals by controlling the light-emitting elements in the handheld terminal to turn on or off according to the received payment operation instructions, and the visible light The signal receiving end converts the visible light signal into a level signal, and the payment and settle...

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Abstract

The present invention discloses a mobile payment system, a method thereof and related equipment. According to the technical scheme of the invention, through the flicker of a light emitting element on a handheld terminal, the needed interactive information in the mobile payment process is converted into a visible light signal, wherein the interactive information comprises the needed identity authentication information in the mobile payment process, the visible light signal is received by a visible light signal receiving end and is converted into a level signal, and a payment and settlement system obtains the interactive information and executes a corresponding payment service according to the level signal. Compared with the existing mobile payment mode, the system, the method and the related equipment have the advantages of simple operation process, high safety, high efficiency, good man-machine interactive experience and low cost.

Description

technical field [0001] The present invention relates to the technical field of information processing, in particular to a mobile payment system, method and related equipment. Background technique [0002] With the popularity of mobile terminals, the proportion of mobile payment in the entire payment market has risen rapidly. Among them, near-field payment, as a type of mobile payment, has become more and more important with the combination of the Internet and physical services. [0003] Specifically, at present, near-field payment mainly has the following forms: [0004] 1. The terminal actively scans the QR code to pay. That is, the terminal camera scans the barcode or QR code on the product or the settlement statement, automatically displays the amount to be paid or manually enters the amount to be paid, and then completes the payment through the terminal network. [0005] 2. The terminal passively scans the QR code for payment. That is, the terminal displays a barcode ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/38
Inventor 邹骁陈波马骏
Owner 邹骁
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