Automobile insurance accident remote network survey instrument and remote reporting and surveying method thereof
An insurance accident and remote network technology, applied in the field of automobile insurance, to achieve the effect of preventing fraudulent cases, saving costs, and quickly reporting cases
Inactive Publication Date: 2015-11-25
郁佳敏
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[0005] For the above two patents, the entire insurance business process must be completed by the on-site investigation of the insurance company’s claims personnel.
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[0040] Such as figure 1 As shown, a preferred embodiment of the automobile insurance accident remote network survey instrument of the present invention comprises: central processing unit 1., memory module 2., sensor module 3., input and output and network module 4., and module 1.2.3.4 are connected by circuit, wherein , the sensor module ③ includes: camera unit, microphone unit, accelerometer unit, GPS module; input input and network module ④ includes: man-machine interface and network interface, man-machine interface includes key unit, display module, speaker unit ; The network interface is a mobile communication module.
[0041] The sensor module ③ collects data in real time, and the collected data is processed by the central processing unit and stored in the memory module. The camera unit collects video data outside and inside the car; the microphone unit collects audio data outside and inside the car; the acceleration / angular velocity meter unit collects the 3-axis accele...
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The present invention discloses an automobile insurance accident remote network survey instrument which comprises a central processing unit, a storage module, a sensor module, an input and output module and a network module, wherein all the modules are connected by circuits. The sensor module acquires data in real time and the acquired data are stored in the storage module after being processed by the central processing unit. A display module and a speaker unit of the input and output module are used for playing video and audio information for a user. A reporting functional key in a key unit provides a function of enabling the user to carry out one-click reporting to the insurance company by the mobile communication network. The present invention further provides a remote reporting method used for a driver to manually report a case, a remote reporting method used for the survey instrument to intelligently and automatically report a case and an automobile insurance accident remote network survey method; information and data in the accident field can be reliably acquired without legwork field surveying and thus the cost is lowered; and reporting also can be rapidly and conveniently carried out and reported time and place are accurately positioned so as to prevent a feigned case.
Description
technical field [0001] The invention belongs to the field of automobile insurance, and relates to an automobile insurance accident remote network vehicle survey instrument and a remote reporting and survey method thereof, in particular to remote accident survey and analysis using vehicle networking technology. Background technique [0002] At present, auto insurance companies generally use the method of sending claims personnel to the accident scene to investigate and handle insurance cases, which consumes a lot of manpower and material resources. Even if a mobile app is developed to allow drivers to report the accident and upload photos, it is only suitable for a small number of cases and accidents with small losses because it is on-site data after the accident and lacks professionalism and effectiveness. Numerous investigation field personnel and claims investigation vehicles are the main cost burden faced by the entire auto insurance industry. [0003] The utility model ...
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Inventor 郁佳敏
Owner 郁佳敏