Online payment method and system thereof

Abstract

Embodiments of the invention disclose an online payment method and a system thereof. The method comprises the following steps of receiving a transaction request sent by at least one application server, wherein the transaction request carries transaction information, an application server identification and a third party server identification; according to the application server identification and the third party server identification, identifying a corresponding target application server and a target third party server respectively, and acquiring interface control information of the corresponding target application server and interface control information of the target third party server; according to the interface control information of the target third party server, sending the transaction information to the target third party server, and receiving a transaction information feedback result returned by the target third party server; and according to the interface control information of the target application server, sending the transaction information feedback result to the target application server so as to carry out transaction processing. In the embodiments of the invention, a utilization rate and payment efficiency of the servers are increased and safety of a safety system is guaranteed.

Description

Technical field [0001] The embodiments of the present invention relate to the field of Internet technology, and in particular to an online payment method and system. Background technique [0002] With the rapid popularization of smart phones and the rapid development of e-commerce, online payment is becoming more and more accepted by people under the leadership of Alipay and WeChat Pay. All major mobile applications (applications, APPs) will use online payment functions. And often in a company or even in a department, there are often two or more apps owned and operated by it. Users have different preferences in payment options. Therefore, in a company or department, APP’s online payment involves multiple applications paying to a company account, and multiple payment methods must be supported at the same time. [0003] The existing solutions for APP applications or online payments on H5 pages are handled separately by a single business module. The existing technology has the foll...

AI Technical Summary

Problems solved by technology

The existing technology has the following problems: 1) When a product involves various payment methods such as WeChat payment, Alipay payment, and web payment, the internal logic of each module is processed separately, so each time a new payment method is added, It is necessary to go through the payment logic again to complete the relevant functions; 2) When a department operates multiple products that require online payment, the subsequent product payment process needs to be completed again. Although it is a different product, the payment module The process is the same, the reusability of the code is not high, and the design of the entire server is unreasonable; 3) When there are multiple applications in operation, and the payment module is processed by the background server of each application, then the relevant interface control information is all It is managed alone, and the workload of replacing interface control information is doubled, and the security is not high; 4) The payment modules of multiple applications are processed separately, and the capital flow is also processed under their respective applications, which is not conducive to the overall financial reconciliation in the later period

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