Beidou agricultural insurance intelligent information system

Abstract

The invention discloses a Beidou agricultural insurance intelligent information system which relates to the technical field of agricultural insurances. A Beidou navigation precise position service network is wirelessly connected with an unmanned aerial vehicle terminal and a personnel terminal. The unmanned aerial vehicle and the personnel terminal are wirelessly connected with an insurance accepting farmland geographical position data acquisition system. The insurance accepting farmland geographical position data acquisition system is wirelessly connected with a Beidou Yinong data processingcenter. The Beidou Yinong data processing center performs policy holder claim settlement processing, and realizes personnel and equipment scheduling. Data acquisition of an affected farmland is performed through a claim settlement person and the unmanned aerial vehicle. Furthermore the acquired data are manufactured for forming a DEM graph, and the data are transmitted to the Beidou Yinong data processing center. According to the Beidou agricultural insurance intelligent information system, automatic image filing is realized through transmitting to the system by means of a mobile network; theBeidou technology is utilized for acquiring spatial information of an area to which the insurance accepting land lot and a security are affiliated, thereby generating effective position information; and the working efficiency is maximally improved.

Description

Technical field: [0001] The invention relates to a Beidou agricultural insurance intelligent information system, which belongs to the technical field of agricultural insurance. Background technique: [0002] Agricultural insurance is divided into planting industry insurance and breeding industry insurance according to different types of agriculture. Planting industry insurance includes four types of insurance: crop insurance, crop insurance during harvest, forest insurance, economic forest, and garden nursery insurance. [0003] Crop insurance: Crop insurance is aimed at food crops such as rice and wheat, and economic crops such as cotton and tobacco leaves, and covers the loss of harvest value or production costs of various crops due to natural disasters or accidents during the growth period. During the growth period of crops, a considerable part of their harvest depends on the soil environment and natural conditions, the crop's resistance to natural disasters, and the cult...

AI Technical Summary

Problems solved by technology

Solve the difficulty of insurance company risk management, low business operation efficiency and high insurance service cost in the process of agricultural insurance underwriting and claim settlement

The procedures for insured farmers to apply for insurance and claim settlement are complicated, the payment period is long, and the customer service experience is low.

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