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A blockchain-based insurance policy sales commission rights management method

A management method and blockchain technology, applied in the field of insurance policy sales commission rights management based on blockchain, can solve problems such as time limit for insurance intermediary companies or insurance agents to get commissions, and ensure non-tampering and robustness. , to ensure the effect of correctness

Active Publication Date: 2021-02-19
焦文华
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The time when insurance intermediaries or insurance agents get commissions is limited by the commission settlement cycle of insurance companies

Method used

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  • A blockchain-based insurance policy sales commission rights management method
  • A blockchain-based insurance policy sales commission rights management method
  • A blockchain-based insurance policy sales commission rights management method

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Embodiment Construction

[0040] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided so that the present disclosure will be more thoroughly understood, and will fully convey the scope of the present disclosure to those skilled in the art.

[0041] The blockchain-based insurance policy sales commission rights management method provided by the embodiment of the present invention mainly includes the following steps:

[0042] Step 1: The insurance intermediary company uses the authorized PC and account password and signature assigned by the insurance company to access the insurance company's policy database to obtain the policy data and divide it into two categories ...

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Abstract

The invention relates to a method for managing insurance policy sales commission rights and interests on the basis of block chains. The method mainly includes carrying out a series of standard management on the insurance policy sales commission rights and interests by the aid of intelligent contracts in the block chains, and insurance sales personnel and insurance agencies are related to the insurance policy sales commission rights and interests when the rights and interests are acquired by the insurance sales personnel and the insurance agencies from sold insurance policies. The method has the advantages that the block chains are a distributed de-centralization ledger technology and can be free of dependency on trust of optional trusted third parties, and data stored in the block chains can be guaranteed against being illegally stolen or forged or tampered; the method is benefited by the deficiency of ambiguity of programs and the safety characteristics of the block chains, established business logics can be conveniently completed among various characters in systems by the aid of intelligent contract technologies, and business can be processed in a transactional manner.

Description

technical field [0001] The invention relates to block chain and smart contract technology, in particular to a block chain-based insurance policy sales commission rights management method. Background technique [0002] In 2008, Satoshi Nakamoto proposed the concept of blockchain, which quickly attracted attention because of its characteristics of decentralization, data immutability and forgery, anonymity, traceability, etc. The blockchain is a distributed database that records many transactions executed and shared among multiple nodes, and each transaction in it will be verified by the consensus of a large number of nodes in the system. The blockchain that introduced smart contracts has entered the era of blockchain 2.0 and 3.0. In essence, smart contracts are new protocols or systems that run on top of the blockchain. The purpose is to expand the functions of the blockchain. Smart contracts running on blockchain 2.0 include business logic such as interacting with other cont...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q10/10G06Q20/10G06Q40/04G06Q40/08G06F16/27
CPCG06Q10/103G06Q20/102G06Q40/04G06Q40/08G06F16/27
Inventor 魏松杰李帅焦文华
Owner 焦文华
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