Identity authentication method and system

Abstract

The invention provides an identity authentication method and system. The method comprises the following steps of 1, performing site photography on a user to obtain a site photo; 2, scanning an identity card of the user to obtain an identity card image; 3, performing image comparison on the site photo and the identity card image, and if an image comparison result is that the site photo is not matched with the identity card image, indicating that identity authentication fails, otherwise, entering the step 4; and 4, comparing the site photo with photos in a big data photo database one by one, andif an image comparison result is that the site photo is not matched with the photos in the big data photo database, indicating that the identity authentication fails, otherwise, indicating that the identity authentication succeeds. Through the method and the system, personal identity authentication can be effectively performed; lawbreakers can be effectively prevented from performing financial fraud, internet fraud and phone fraud by utilizing identity cards lost by others; the exploitable opportunities of criminals are objectively reduced; and the personal and social loss is reduced.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to an identity authentication method and system. Background technique [0002] At present, in order to prevent criminals from using fake ID cards to carry out illegal and criminal activities, the public security department and the financial system and other departments have established an identity system network to effectively curb the use of fake ID cards to carry out illegal and criminal activities. However, in real life, it is more common for ID cards to be lost or stolen, and criminals use other people’s real ID cards to carry out illegal and criminal activities. The common types of crime methods are: [0003] 1. Credit card fraud. Criminals falsely use other people's ID cards to open accounts in banks and apply for credit cards, and then use credit cards to carry out malicious overdrafts. [0004] 2. Loan fraud. Criminals use other people's ID cards to apply for loan...

AI Technical Summary

Problems solved by technology

[0004] 2. Loan fraud

[0005] 3. Contract fraud

[0006] 4. Fraudulently using other people's identity documents to register the company and make false capital contributions

[0007] 5. Telecom tariff fraud

[0008] 6. Falsely using other people's ID cards to commit online fraud

However, there are problems with the above method. For example, because some ID photos have been taken for a long time, they may differ from their appearance when handling business, which makes some users unable to handle business; in addition, if a criminal wants to pretend to be an ID card , you can use makeup and other means to make it look very similar to the ID card, so as to complete criminal acts such as financial fraud

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