Financing risk control method, financing risk control device, financing risk control equipment and storage medium

Abstract

The invention discloses a financing risk control method. The method includes: receiving a financing application, wherein the financing application includes a financing type and user information; determining corresponding risk indexes according to the financing type; carrying out big-data analysis on the user information to obtain index values of the risk indexes; and comparing the index values with preset index threshold values to obtain a risk control result. In the embodiment of the invention, the risk indexes are determined according to the financing type of the user, big-data analysis is carried out on the user information to obtain the index values of the risk indexes, then the risk control result is obtained according to a comparison result of the index values and the preset index threshold values, thus intelligent matching of the risk indexes and intelligent calculation of the risk control result are realized, financing risk audit time is greatly shortened, calculation speed ofthe risk control result is increased, and thus audit efficiency of financing risk control is greatly improved. The invention also provides a financing risk control device, financing risk control equipment and a storage medium.

Description

technical field [0001] The present invention relates to the technical field of risk management, in particular to a financing risk control method, device, equipment and storage medium. Background technique [0002] Financing is the behavior and process of a company's fund raising, that is to say, the company adopts a certain method and channels through scientific prediction and decision-making based on its own production and operation status, capital ownership status and the company's future business development needs. Raise funds and organize the supply of funds to ensure the company's normal production needs and financial management activities. With the development of the economy, more and more enterprises choose financing to solve the problem of the company's existing capital limitations. [0003] Financing opens the door for entrepreneurs to start a business, but at the same time it also brings investors the risk of possible loss of funds. Therefore, in order to ensure t...

AI Technical Summary

Problems solved by technology

However, the existing financing risk control methods generally use offline manual review to control, which not only has a large workload and low efficiency, but also is prone to errors in manual review, and the review is not comprehensive enough to make a reasonable and accurate risk forecast. sentence

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