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A customer privacy data management method based on a financial block chain

A technology of private data and customer data, which is applied in the computer field, can solve the problems of large expenses and no clear rules for banks, and achieve the effect of improving work efficiency and customer experience

Active Publication Date: 2018-12-14
FUJIAN RURAL CREDIT UNION
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

For banks and financial companies that use the blockchain, it is necessary to divide different situations and conditions to really clear this information, and there are currently no clear rules;
[0009] (3) In the case of data protection regulations, banks need to redesign their own systems to adapt to the collaborative application of the blockchain and the huge system of the bank itself, instead of simply moving bank data to the blockchain; and the bank's huge customers The data classification management scheme needs to be confirmed by customers one by one, which causes the bank to spend a lot of money;

Method used

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  • A customer privacy data management method based on a financial block chain
  • A customer privacy data management method based on a financial block chain

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Embodiment Construction

[0068] see Figure 1 to Figure 2 As shown, the present invention is a preferred embodiment of a method for managing customer privacy data based on financial block chains. The method includes:

[0069] Step S1. Build a customer privacy data classification management framework based on the financial blockchain, and use the constructed customer privacy data classification management framework to classify and manage customer data;

[0070] The step S1 specifically includes:

[0071] Step S11, build a blockchain front-end inside the banking network, and use the built blockchain front-end to communicate with the blockchain network; at the same time, use the customer information management system (ECIF, to save the bank's customer unified information ) to save customer information under the chain to meet the needs of the bank's daily business transactions; provide customer data on the chain through the customer information management system and the core system, so that customers can...

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Abstract

The invention provides a customer privacy data management method based on a financial block chain. The method comprises the following steps: step S1, constructing a customer privacy data classification management framework based on the financial block chain, and classifying and managing the customer privacy data by using the constructed customer privacy data classification management framework; step S2, establishing the condition attribute and the decision attribute of the customer privacy data disclosure strategy, so as to realize the customer-policy model by using the collaborative filtering algorithm; at the same time, using the related algorithm to link up and down the customer data in the financial block chain. The invention has the advantages that different dimensions of customer privacy data can be classified and managed, and the data tracing characteristics of the block chain can be combined, so that the customer and the supervision department can quickly query and monitor thecustomer privacy data.

Description

technical field [0001] The invention relates to the field of computers, in particular to a method for managing customer privacy data based on financial block chains. Background technique [0002] After entering the DT era (Data Technology), data has become the most valuable asset, especially the complete data with established relationships. In the financial field, since what is shared is the core financial data, which will involve the interests of all parties, financial data sharing will face many challenges and difficulties, which will also lead to the application of data by banks, financial technology companies and individuals and management changes. [0003] At present, the more commonly used privacy data management basically revolves around the use of data within the bank, using encryption and rights management to ensure the security of internal data use. However, this management method is limited to the use of data within a single bank, and is not suitable for meeting...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F21/62G06Q40/04
CPCG06F21/6245G06Q40/04
Inventor 马胜蓝
Owner FUJIAN RURAL CREDIT UNION
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