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Blockchain-based resource allocation method, system, server and storage medium

A technology for resource allocation and storage media, applied in instruments, payment systems, payment architectures, etc., and can solve problems such as transaction denial

Active Publication Date: 2021-03-23
SIMPLECREDIT MICRO LENDING CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, this application provides a blockchain-based resource allocation method, system, server and storage medium for solving the problem of transaction repudiation in the lending relationship on the network in the prior art

Method used

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  • Blockchain-based resource allocation method, system, server and storage medium
  • Blockchain-based resource allocation method, system, server and storage medium
  • Blockchain-based resource allocation method, system, server and storage medium

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0036] See figure 1 , figure 1 A schematic flowchart of the resource allocation method provided by the embodiment of the present application is shown. A blockchain-based resource allocation method provided by this application is applied to a blockchain network, the method is applied to a node server in the blockchain network, and the method includes:

[0037] Step S110: When it is detected that the third user account has received the first payment that the second user account intends to pay to the first user account, pay the first payment to the first user account, and upload the first trust record to In the blockchain network, the first trust record is the information record that the second user account lends money to the first user account, and the corresponding payment of the first payment is completed.

[0038] Among them, the first user account, the second user account and the third user account here may also be referred to as the first user, the second user and the thi...

no. 2 example

[0087] See Figure 8 , Figure 8 A schematic structural diagram of the resource allocation system provided by the embodiment of the present application is shown. This application provides a resource allocation system 100, the resource allocation system 100 includes:

[0088] The first trust record uploading module 110 is configured to pay the first payment to the first user account when it is detected that the third user account has received the first payment that the second user account intends to pay to the first user account, and send the second payment to the first user account. A trust record is uploaded to the blockchain network, and the first trust record is the information record that the second user account lends money to the first user account and the corresponding first payment is completed.

[0089] The second trust record uploading module 120 is configured to pay the second payment to the second user account when the third user account receives the second paymen...

no. 3 example

[0109] See Figure 11 , Figure 11 A schematic diagram of the server structure provided by the embodiment of the present application is shown. A server 200 provided in this application includes: a processor 210, a memory 220, and a communication interface 230, the memory 220 stores machine-readable instructions executable by the processor 210, and the communication interface 230 is used to communicate with external devices, the machine When the readable instructions are executed by the processor 210, the method of the first embodiment is executed.

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Abstract

Provided are a block chain-based resource allocation method and system, a server, and a storage medium. Wherein the method comprises: when it is detected that the third user account receives a first sum of money intended to be paid by the second user account to the first user account, paying the first amount to the first user account and uploading the first trust record to the block chain network,wherein the first trust record being a record of information that the second user account has lent to the first user account and the corresponding first amount has been paid; When the third user account receives a second payment from the first user account to the second user account, paying the second payment to the second user account and uploading a second trust record to the block chain network, wherein the second trust record being a second payment completion information record.

Description

technical field [0001] This application relates to the technical field of blockchain technology applications, and in particular to a blockchain-based resource allocation method, system, server, and storage medium. Background technique [0002] Blockchain: Blockchain is a new application model of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanism, and encryption algorithm. The so-called consensus mechanism is a mathematical algorithm to establish trust and obtain rights and interests between different users in the blockchain system. [0003] At present, Internet-based payments in the industry are all made using legal currency. After the borrower and lender complete the transaction under the witness of a third party, they have not carried out anti-repudiation operations. Under the circumstances, it is impossible to prevent the borrower from denying the third party; another example, if the lender colludes with the third par...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q40/04
CPCG06Q20/4016G06Q40/04
Inventor 唐银辉龙云云
Owner SIMPLECREDIT MICRO LENDING CO LTD