Risk asset screening method and device, computer equipment and storage medium

Abstract

The invention discloses a risk asset screening method and device, computer equipment and a storage medium. The method comprises the following steps: 1, processing; obtaining stock right link information of the newly added asset package according to the stock right matching model, screening from the stock right link information according to a risk subject screening rule to obtain a first risk subject, quantifying information of subjects contained in the stock right link information according to an information quantification model to obtain subject feature information corresponding to each subject, and obtaining a second risk subject matched with the first risk subject in the stock right link information according to the risk subject matching rule and the subject feature information, and taking assets corresponding to the first risk subject or the second risk subject in the newly added asset package as risk assets. By means of the method, the efficiency of screening the risk assets fromthe asset package can be improved, the accuracy of the obtained risk assets is ensured, and the effect of efficiently and accurately screening the risk assets is achieved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to a risk asset screening method, device, computer equipment and storage medium. Background technique [0002] When a financial enterprise handles the loan mortgage business, in order to avoid counterfeit assets in the subject matter that do not comply with relevant regulations, it is necessary to evaluate whether the subject matter of the mortgage is compliant. The subject matter is usually an asset package containing multiple assets. Assets that do not conform to the rules in the package are risk assets. When screening the risk assets contained in the asset package, the existing technical methods are to manually check whether the assets are compliant and then screen out the non-compliant risk assets. The number of assets contained in the corresponding asset package is very large, and the ownership structure of some assets is very complicated, so it is difficult to effic...

AI Technical Summary

Problems solved by technology

[0003] The embodiment of the present invention provides a risk asset screening method, device, computer equipment and storage medium, aiming to solve the problem that the risk asset screening method in the prior art method cannot efficiently and accurately screen risk assets

Images