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Method, device and system for asynchronously acquiring user attribute information from third-party platform

A technology of attribute information and user attributes, applied in transmission systems, data processing applications, instruments, etc., can solve problems such as difficult control of query time and poor user experience

Pending Publication Date: 2020-02-11
北京淇瑀信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The invention aims to solve the problem that the query time of the existing user information query method is not easy to control and the user experience is poor

Method used

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  • Method, device and system for asynchronously acquiring user attribute information from third-party platform
  • Method, device and system for asynchronously acquiring user attribute information from third-party platform
  • Method, device and system for asynchronously acquiring user attribute information from third-party platform

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0076] S201. The user registers with the first server. When registering, the first server obtains the user's mobile phone number. At this time, the first server sends a first query request to the third-party platform according to the user's mobile phone number to query the user's first attribute information. One attribute information is loan information (such as whether there is a loan, the amount of the loan, etc.), repayment information (such as whether it has been repaid, the amount of the repaid amount, the amount of the outstanding amount, etc.), transaction information (the number of recent transactions, the transaction amount etc.), overdue information (overdue amount, overdue time, overdue times, etc.), one or more of attribute information such as credit information.

[0077] S202. After the user completes the registration, the first server obtains the user information of the user. User information includes but not limited to name, certificate ID, bank card information,...

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PUM

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Abstract

The invention discloses a method, device and system for asynchronously obtaining user attribute information from third-party platforms and a computer readable medium. The method comprises the following steps: enabling a first server to obtain the basic information of a user, and querying the first attribute information of the user from one or more of the plurality of third-party platforms based onthe basic information; the first server and the second server are synchronized, and the user information is sent to the second server; the second server queries second attribute information of the user from one or more of a plurality of third-party platforms based on the acquired user information; the first server queries third attribute information of the user from one or more of the plurality of third-party platforms; and the first server synchronizes with the second server again, and sends the third attribute information of the user to the second server. By adopting the technical scheme, the third-party platform is inquired in parallel in an asynchronous mode, the overall inquiry waiting time is shortened, and the user experience is better.

Description

technical field [0001] The present invention relates to the field of computer information processing, in particular to a method, device and system for asynchronously acquiring user attribute information from a third-party platform. Background technique [0002] After the user registers in the Internet finance-related application program, in order to determine the type of the user, it is necessary to carry out risk identification on the user's identity. Generally speaking, merchants do not have user attribute information and cannot directly make judgments. They need to query multiple third-party platforms to obtain user attribute information for judgment. [0003] The current method adopted is a series structure between merchants and multiple third-party platforms, and the attribute information of users is obtained one by one through each third-party platform. However, due to the different processing times of different third-party platforms, some third-party platforms need t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06Q40/02H04L29/08
CPCG06Q30/0609H04L67/1095G06Q40/03
Inventor 周猛发苏绥绥常富洋
Owner 北京淇瑀信息科技有限公司
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