Identity verification method and device

A technology for identifying and verifying information, applied in the field of identity verification, can solve problems such as insecurity in banking business development, and achieve the effect of achieving comprehensiveness and improving accuracy

Pending Publication Date: 2020-05-15
WEBANK (CHINA)
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] When carrying out banking business, it is necessary to verify the user's identity to determine whether the user's real identity is legal. In the existing identity verif

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  • Identity verification method and device

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Embodiment Construction

[0057] In order to make the purpose, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some of the embodiments of the present invention, rather than all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0058] figure 1 It exemplarily shows the system architecture applicable to the identity verification method provided by the embodiment of the present invention, and the system architecture may include an anti-fraud verification system, a video verification system, a phone verification system, a voiceprint verification system, a decision-making system, and a question bank.

[0059]The anti-fraud verification system is equipped with vario...

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Abstract

The invention relates to the field of financial science and technology, and discloses an identity verification method and device, and the method comprises the steps: obtaining verification information, sequentially executing a plurality of preset verification processes, and determining that a user passes the identity verification after the user passes each verification process, wherein the methodfor executing any verification process comprises the following steps: determining a first verification problem from a problem library of the verification process, and displaying the first verificationproblem to a user; acquiring voice data of answering the first verification question by the user voice; extracting a first voiceprint and a first answer of the user from the voice data; and determining whether the user passes the verification process or not according to the first voiceprint and the first answer of the user, and if yes, entering the next verification process. The technical schemeis used for improving the accuracy of user identity authentication under the condition that a user does not perceive.

Description

technical field [0001] Embodiments of the present invention relate to the field of financial technology (Fintech), and in particular, to a method and device for verifying identity. Background technique [0002] With the development of computer technology, more and more technologies are applied in the financial field. The traditional financial industry is gradually transforming into financial technology (Finteh), and voice recognition technology is no exception. However, due to the security and real-time requirements of the financial industry, It also places higher demands on technology. [0003] When carrying out banking business, it is necessary to verify the user's identity to determine whether the user's real identity is legal. In the existing identity verification, face verification is mainly used, but face verification may have the risk of not being the person, such as twins, Masks, etc., resulting in insecurity in banking operations. Contents of the invention [00...

Claims

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Application Information

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IPC IPC(8): G06Q30/00G06Q40/02G10L17/22
CPCG06Q30/0185G10L17/22G06Q40/03
Inventor 孙明堃陈政范增虎黄国财江旻
Owner WEBANK (CHINA)
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