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A joint account generation and transaction method, system, device and storage medium

A transaction method and account technology, applied in the field of blockchain, can solve problems such as insufficient convenience and flexibility, and achieve the effect of improving convenience

Active Publication Date: 2021-09-24
中如信息科技有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The current joint account scheme of the bank, when the user uses the joint account, often needs to follow the agreement at the time of construction, and all personnel of the joint account should hold the corresponding materials to the bank branch for business processing, which is not convenient and flexible enough.

Method used

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  • A joint account generation and transaction method, system, device and storage medium
  • A joint account generation and transaction method, system, device and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] A method for generating a joint account, applicable to user end nodes, comprising: initiating a first joint account application transaction; sending the first joint account application transaction confirmation information to more than one inviter node; if receiving confirmation from all inviter nodes If the approved first joint account applies for a transaction, the application for the first joint account is successful; call the method of generating the first joint account in the blockchain system to generate the address of the first joint account; Send the real name information of the inviter of the account to the first institutional node; receive the first currency joint account generated by the first institutional node; wherein, the first joint account application transaction includes multi-signature type, single transaction limit, and single-day transaction limit and more than one inviter identification code; the first institution node receives the address of the fir...

Embodiment 2

[0048] This embodiment provides a joint account generation and transaction device, the device includes: one or more processors; memory, used to store one or more programs, when the one or more programs are used by the one When one or more processors execute, the one or more processors execute the method as described in Embodiment 1 above.

[0049] In addition, this embodiment provides a storage medium storing a computer program for generating and trading a joint account, and when the program is executed by a processor, the method described in Embodiment 1 above is implemented.

[0050] figure 1 It is a schematic structural diagram of a joint account generation and transaction device provided by an embodiment of the present invention.

[0051] Such as figure 1 As shown, as another aspect, this application also provides a joint account generation and transaction device, including one or more central processing units (CPU) 501, which can Various appropriate actions and process...

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PUM

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Abstract

The invention discloses a joint account generation and transaction method, system, equipment and storage medium, belonging to the technical field of block chains. Including: initiate the first joint account application transaction; send the first joint account application transaction confirmation information to more than one inviter node; The account application is successful; the method of generating the first joint account in the blockchain system is invoked to generate the address of the first joint account; the address of the first joint account and the real name information of the inviter participating in the first joint account are sent to the first institution node; Receive the first currency joint account generated by the first institution node. It is convenient to handle a joint account and conduct joint account transactions.

Description

technical field [0001] The present invention relates to the technical field of block chains, in particular to a joint account generation and transaction method, system, device and storage medium. Background technique [0002] In reality, there are often situations that require multiple people to jointly manage a certain asset, for example, partners of a start-up company jointly manage important assets of the company; in response to this situation, the bank has launched a joint account. The business launched by each bank may be different, but the general business process is as follows: customers can choose to open a personal RMB current or fixed account in the bank, and 2-5 individual customers (must be at least 18 years old and have full civil capacity) ) joint management, and all fund movements can only be started after the presence of all joint customers, so as to truly realize joint joint management and ensure the safety of funds. The current joint account scheme of the ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F21/64G06Q40/04
CPCG06F21/64G06Q40/04
Inventor 徐德赵本超严军杨斌陈健徐芬包亚男毛金圣
Owner 中如信息科技有限公司