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Internet payment security automatic denial system

An Internet and security technology, applied in the field of Internet payment security automatic denial system, can solve the problem of not actively ending the transaction function, etc., to achieve the effect of ensuring security and a wide range of analysis

Pending Publication Date: 2021-05-25
银盛通信有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] Aiming at the deficiencies of the prior art, the present invention provides an Internet payment security automatic rejection system, which solves the problem that there is no active transaction termination function in the existing Internet payment

Method used

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  • Internet payment security automatic denial system
  • Internet payment security automatic denial system
  • Internet payment security automatic denial system

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Embodiment

[0031] Such as Figure 1-2 As shown, the embodiment of the present invention provides an Internet payment security automatic rejection system. The rejection system performs risk assessment after the transaction between the buyer and the seller begins, and judges whether to end the transaction by calling the account data in the form of risk value.

[0032] The account data is the information record of the user (buyer and seller) after the transaction. The content includes the transaction type, transaction time, transaction amount, and transaction object. After the account data is called, it is used to analyze the risk level of the current transaction. The prohibition system needs to obtain the user's permission to call the account data. If one party does not allow it during the transaction, the rejection system can notify the other party that the transaction risk is unknown and the transaction is prudent. The user's account data can only be called after the user agrees to ensure...

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Abstract

The invention provides an internet payment security automatic denial system, and relates to the field of internet payment security. According to the internet payment security automatic denial system, after a transaction between a buyer and a seller begins, risk assessment is carried out, and whether the transaction is ended or not is judged by calling account data in a risk value mode. In the risk assessment, account information, exchange transactions, exchange transactions, time and places are integrally analyzed and judged, the risk degree of the transactions is determined, and the safety of user transactions is ensured.

Description

technical field [0001] The invention relates to the technical field of Internet payment security, in particular to an automatic rejection system for Internet payment security. Background technique [0002] Internet payment refers to the behavior of customers to purchase specific goods or services, through computers and other equipment, relying on the Internet to initiate payment instructions, and realize the transfer of monetary funds. Internet payment is a form of online transaction, mainly in the form of online banking, third-party payment, and mobile payment. Internet payment belongs to the kind that needs special "care". Because from the micro level, Internet payment directly involves the vital interests of users such as property security, and from the macro level, it is also related to the stability of the national financial system. [0003] With the development of technology, the traditional cash offline payment method has gradually been replaced by Internet payment....

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/38G06Q40/04
CPCG06Q20/4016G06Q20/382G06Q40/04
Inventor 曾祥炫王小普
Owner 银盛通信有限公司
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