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Card retaining processing method and device, bank equipment and storage medium

A processing method and equipment technology, applied in the field of financial services, can solve problems such as stealing account funds, and achieve the effect of ensuring the security of account funds and the security of account funds

Active Publication Date: 2021-08-20
深圳怡化电脑科技有限公司 +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a card swallowing processing method, device, bank equipment and storage medium, so as to solve the problem of stealing the customer's bank card and stealing account funds in the case of a card jam

Method used

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  • Card retaining processing method and device, bank equipment and storage medium
  • Card retaining processing method and device, bank equipment and storage medium
  • Card retaining processing method and device, bank equipment and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0037] figure 1 It is a schematic flowchart of a card swallowing processing method provided by Embodiment 1 of the present invention, and this embodiment of the present invention is applicable to the situation of card swallowing processing. The method in the embodiment of the present invention can be executed by a card swallowing processing device, which can be realized by software and / or hardware, and can generally be integrated into a bank device or a terminal device. refer to figure 1 The card swallowing processing method of the embodiment of the present invention specifically includes the following steps:

[0038] Step S110 , when detecting the prompt message that both card swallowing and card withdrawal failed, determine whether the bank equipment satisfies the preset state.

[0039] Specifically, when the bank equipment fails to swallow or return the card during the process of processing the card business, and the card is always in the card reader, the card reader will...

example 1

[0049] Example 1: The method of reporting the loss of the bank card when a card jam occurs

[0050] 11) During the processing of the card business, the card needs to be returned, and many attempts to return the card have failed.

[0051] 12) Swallowing the card is executed, and multiple attempts to swallow the card fail.

[0052] 13) Ask the customer not to leave the financial equipment, and inform the operator of the contact information, and ask the customer to contact the operator immediately for processing.

[0053] 14) If the administrator cannot be contacted, or if it is an off-line financial device, or the current time is not in the working period, obtain the bank card information, and initiate the "report the loss of the bank card" service to the banking business host.

[0054] 15) If the report of the loss of the bank card is successful, it will prompt that the report of the loss of the bank card is successful, and the customer can leave the financial device. Otherwi...

example 2

[0055] Example 2: Safe handling method for changing the identity verification method when jamming occurs

[0056] 21) If the card needs to be withdrawn during the processing of the card business, if multiple attempts to withdraw the card fail, the card will continue to be swallowed, and multiple attempts to swallow the card will fail.

[0057] 22) If the card jam problem is not resolved within the preset time, the bank card information is obtained, and the service of "changing the bank card verification method" is initiated to the banking business host.

[0058] 23) If the "change bank card verification method" business is successfully executed, the customer is prompted to leave the financial device; otherwise, the customer is required to take other security measures before leaving the financial device, such as changing the password while ensuring safety, or requiring the customer to leave the financial device. Transfer the funds in the bank card to other accounts for safekeep...

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PUM

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Abstract

The embodiment of the invention discloses a card retaining processing method and device, bank equipment and a storage medium. The method comprises the following steps that whether bank equipment meets a preset state or not when card retaining and card returning failure prompt information is detected is judged; if the bank equipment meets the preset state, request information is sent to a bank business host, and the request information is used for requesting the bank business host to improve the business safety risk level of the bank card. According to the technical scheme provided by the embodiment of the invention, under the condition that the bank card cannot be withdrawn or retained, security measures are taken to ensure the account fund security of the bank card, so that the account fund security is ensured in time even under the condition that the bank card cannot be controlled by a legal card holder.

Description

technical field [0001] The embodiment of the present invention relates to the technical field of financial services, in particular to a card swallowing processing method, device, banking equipment and storage medium. Background technique [0002] The current financial terminal, for the card business, when the business fails, or cannot continue, or when the user cancels the business, the card will be returned, and the card will be swallowed if the card is returned unsuccessfully many times. The fault will be reported and the business will be terminated forcibly, so that the bank card will fall into the hands of criminals. If the criminals get the password again, it will bring huge risks to the security of account funds. [0003] Therefore, this technology of the prior art that does not take safety measures, does not safely dispose the bank card, and terminates the business has a great potential safety hazard, and also causes great inconvenience to the user to report the loss ...

Claims

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Application Information

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IPC IPC(8): G07F19/00G07F7/10
CPCG07F19/20G07F7/1016
Inventor 成栋王庆华
Owner 深圳怡化电脑科技有限公司
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