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Method and system for nominal fee mobile paying using short message

A technology of mobile payment and short message, which is applied in the direction of payment system structure, message/email/notification, data processing application, etc. It can solve the problems of inconvenient card handling, recharging, and loss reporting, so as to save operating costs, avoid leakage, and avoid The effect of fee disputes

Inactive Publication Date: 2008-05-14
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

All kinds of tickets and entrance tickets are small fees. The current payment methods are as follows: one is to pay directly in cash, and change is the biggest problem in this way. Handle change and so on; the second is to pay with cards (including various bank cards and prepaid cards, etc.), the disadvantage of this method is that people will carry various payment cards when they go out, and the processing of cards , recharging, reporting the loss, etc. are also very inconvenient

Method used

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  • Method and system for nominal fee mobile paying using short message
  • Method and system for nominal fee mobile paying using short message

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Embodiment Construction

[0029] The preferred embodiments of the present invention will be described in further detail below in conjunction with the accompanying drawings.

[0030] As shown in Fig. 1, the present invention provides a kind of system that utilizes short message to carry out small fee mobile payment, comprises mobile terminal, short message center and mobile charging terminal; Wherein, the user through described mobile terminal, in this embodiment is The mobile phone sends a payment request to the mobile charging terminal, and after receiving the payment response fed back by the mobile charging terminal, sends a mobile payment application message to the short message center in the form of a short message, and the short message The message center performs fee payment processing according to the mobile payment application message, and sends mobile payment result information to the mobile charging terminal, and the mobile charging terminal sends a fee payment confirmation message to the mobi...

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Abstract

The invention discloses a method and system for using short messages for mobile payment in small amount, which is applied in the filed of mobile communication short message application popularization. The method comprises the following steps: the user sending a paying request to the mobile charging terminal via the mobile terminal and the mobile charging terminal sending back a paying response; the mobile charging terminal automatically generating a mobile payment application message according to the paying response and sending to the short message center the mobile payment application message; the short message center sending a mobile payment result message to the mobile charging terminal after analyzing and treatment of the received mobile payment application message; the mobile charging terminal sending to the mobile terminal a paying confirmation message according to the mobile payment result message. The technical scheme in the invention briefly adds a mobile payment process module to the mobile terminal and the message center by using the ultra-short communication capacity of mobile phones, to realize mobile payment in small amount, which is convenient for people to travel and can save the operation cost of service departments.

Description

technical field [0001] The invention relates to the field of application expansion of mobile communication short messages, in particular to a method and system for using short messages to carry out mobile payment with small fees. Background technique [0002] People travel by car (comprising bus, taxi, subway, etc.), and by car will buy tickets; travel to public places (scenic spots, museums, etc.) to visit and also buy tickets. All kinds of tickets and entrance tickets are small fees. The current payment methods are as follows: one is to pay directly in cash, and change is the biggest problem in this way. Handle change and so on; the second is to pay with cards (including various bank cards and prepaid cards, etc.), the disadvantage of this method is that people will carry various payment cards when they go out, and the processing of cards , recharging, reporting the loss, etc. are also very inconvenient. [0003] With the development of mobile communication technology, m...

Claims

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Application Information

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IPC IPC(8): H04Q7/22H04Q7/32G06Q20/00H04W4/14H04W88/18
Inventor 张宪力
Owner ZTE CORP
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