A conversion method and system for text electronic contract and automatic execution instruction

An electronic contract, automatic execution technology, applied in payment architecture, commerce, instruments, etc., can solve problems such as non-receipt of payment, denial of transaction information, and wrong billing behavior.

Inactive Publication Date: 2008-09-17
SHENZHEN Y& D ELECTRONICS CO LTD
View PDF0 Cites 9 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If you use a virtual top-up card, there will be a problem of funds retention
[0005] 2) Problems of tampering and forgery, the signing, execution and online transmission of electronic contracts are not tamper-proof and forgery-proof
If the user signs the electronic contract, it will be handed over to the e-commerce platform. The e-commerce platform can directly transfer the account with the bank according to the contract. If the electronic contract has been forged or tampered before reaching the electronic payment platform or before reaching the bank for authentication and processing , then the transfer behavior may be carried out between the wrong accounts, resulting in the user who bought the goods not being transferred, the merchant who sold the goods did not receive the money, or the bank transferred the money from other accounts, etc.
[0006] 3) The problem of repudiation, the signing and execution process of the existing electronic contract cannot be denied by all parties involved in the transaction
The signing and confirmation process of the existing electronic contract is carried out independently among the three parties, that is, the signing and confirmation process of the electronic contract is a single process of the three

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • A conversion method and system for text electronic contract and automatic execution instruction
  • A conversion method and system for text electronic contract and automatic execution instruction
  • A conversion method and system for text electronic contract and automatic execution instruction

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0035] Such as figure 1 Shown is an application architecture diagram of the electronic contract and automatic execution instruction conversion system of the present invention. The system includes an operator system 12, which is connected to a banking system 11, a consumer terminal 14, and a merchant system 13, wherein the operator system 12 is connected to the consumer terminal 14 and the merchant system 13 respectively through the Internet, and the operator system The system 12 is connected to the banking system 11 through a private network.

[0036] Buyers, merchants, operators and banks realize electronic payment through consumer terminal 14, merchant system 13, operator system and bank system respectively. Among them, the buyer is the subject and initiator of the electronic contract, and is the consumer who relies on the operator's system 12 for online payment; the merchant is the object of the electronic contract and the commodity provider; the operator is the signer of ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention relates to a method and a system for converting a text-based e-contract and an automatic execution command, which includes: carrying out linear transformation according to the booking information of customers, obtaining a digital business request command composed of 0-9 sequence and sending it to the operator through Internet; generating a text-based e-contract through the decomposition and analysis by the operator; decomposing a payment sub-contract and converting it into a booking request command so as to cause the bank to carry out the payment; decomposing a delivery sub-contract and converting it into a delivery request command so as to cause the business man to carry out the verification of the payment; decomposing a reckoning sub-contract and converting it into a reckoning request command and a verification command, wherein the reckoning request command is used for the bank to carry out the payment and the verification command is used for the business man to carry out the verification of the payment. Through converting the user-sensitive information into an automatic execution command, the invention effectively avoids user's privacy information (such as passports, bank account, etc.), thus guarantees the security, effectiveness, and non-repudiation in the process of sign recognition, execution and transmission of the e-contract.

Description

technical field [0001] The invention relates to the field of network-based contract signing and confirmation, and more specifically relates to a method and system for converting text-type electronic contracts and automatic execution instructions. Background technique [0002] With the popularization of Internet applications, many transactions in daily life can also be completed with the help of the Internet, such as the signing of electronic contracts. At present, the main steps of signing electronic contracts based on the Internet include: the user signs an electronic contract (that is, an electronic order) with the merchant on the Internet; the merchant and the e-commerce platform confirm and authenticate the electronic contract; and then the e-commerce platform and the bank confirm and Verify the electronic contract and complete the electronic payment transfer process; the e-commerce platform will notify the user of the result returned by the bank and complete the payment...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): G06Q30/00G06Q20/00
Inventor 戚建淮刘智邹跃军徐国前宋晶郑伟范伍立华彭华
Owner SHENZHEN Y& D ELECTRONICS CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products