Multistage account fund management system and device

Abstract

The invention provides a multistage account fund management device comprising an institutional management module, an account management module and a service processing module, wherein the institutional management module is used for assigning a group number and a financing identification for general headquarters of every group company and subordinate companies thereof; the account management module is used for setting an internal account bound with the financing identification for general headquarters of every group company and subordinate companies thereof and storing mapping relationship between the internal accounts of every subordinate company and the internal accounts of institutions of the higher level, thus forming a dendritic multistage account relationship; and the service processing module responds to service requests from the group companies and manages funds flow under different settlement methods of general headquarter and subordinate companies of the group company with the same group number according to the multistage account relationship stored by the account management module. Correspondingly, the invention also provides a multistage account fund management system. The system and the device have the advantages of excellent extendibility and compatibility, convenience for fund management, safe fund transfer and the like.

Description

technical field [0001] The present invention relates to the field of electronic finance, and more specifically, to a multi-level account fund management system and device. Background technique [0002] For a long time, due to the geographical dispersion of its branches (or branches) in my country's large group companies, the internal financial fund accounting system is not perfect enough. Many commercial banks, and on the other hand, there is a big gap in the use of funds of other branches within the group, and they are forced to ask for a large amount of loans from local banks. In terms of financial management, there are a large number of bank deposits and loans within the group. Internal funds have not been fully and rationally utilized, resulting in high financial costs. [0003] As a result, some enterprise groups have strengthened the centralized use and management of internal financial funds by setting up settlement centers and financial companies. Although the contradi...

AI Technical Summary

Problems solved by technology

[0006] However, for some enterprise groups that have failed to set up financial companies or their own settlement centers due to their own conditions and the limitations of national financial policies, the management of their internal financial funds still relies on traditional bank settlement methods, resulting in slow capital flow and increased Operating costs for the entire group

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