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Near-field payment system based on anti-shielding universal antenna patch

A near-field payment and anti-shielding technology, which is applied in the payment system structure, antenna support/installation device, data processing application, etc., can solve the problems of large investment, signal impenetrable size, and restriction of promotion.

Inactive Publication Date: 2012-08-01
熊文俊
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In China, the RF_(U)SIM technology with a frequency of 2.4Ghz and the SIMpass (dual-interface SIM card) technology with a frequency of 13.56Mhz are mainly represented, but due to various deficiencies, the development of the business is limited
For example, the RF_(U)SIM of 2.4G is not consistent with the internationally accepted frequency of 13.56Mhz, which leads to a huge investment in the launch of POS machines. In addition, the card cannot be swiped when the mobile terminal is out of power; while the SIMpass of 13.56M (including full Card SC) system, because the signal cannot penetrate the metal back cover, the battery and the strict requirements on the size of the mobile terminal, or it must be replaced with an NFC-SWP mobile terminal, etc., which greatly restricts further promotion

Method used

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  • Near-field payment system based on anti-shielding universal antenna patch
  • Near-field payment system based on anti-shielding universal antenna patch
  • Near-field payment system based on anti-shielding universal antenna patch

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0115] Such as Figure 1-8 As shown, the near-field payment system based on the anti-shielding general-purpose antenna patch includes a general-purpose antenna patch attached to the battery, and both sides of the substrate of the antenna patch are coated with high-permeability wave-absorbing materials. One side of the antenna patch is pasted on the surface of the mobile terminal battery and the side wall of the battery, and the other side of the antenna patch is printed with several turns of antenna coupling coils. The antenna patch is integrated with payment, security and communication chips 1 for payment services; the antenna patch The coupling coil is used as the antenna of the payment system to receive the card reader signal and respond to the card reader; the payment, security and communication chip 1 obtains power by coupling the electromagnetic energy of the card reader through the antenna coupling coil, and the system is passive system.

[0116] According to "Lenz's L...

Embodiment 2

[0126] Such as Figure 9-11 As shown, the near-field payment system based on the anti-shielding general-purpose antenna patch includes a general-purpose antenna patch attached to the battery, and both sides of the substrate of the antenna patch are coated with high-permeability wave-absorbing materials. One side of the patch is pasted on the surface of the battery of the mobile terminal and the side wall of the battery, and the other side of the antenna patch is printed with several turns of antenna coupling coils, and the antenna patch is integrated with payment, security and communication chips 1 for payment services; The antenna coupling coil is used as the antenna of the payment system to receive the card reader signal and respond to the card reader; wherein, one end surface of the antenna patch is integrated with 3-5 electrode rakes, and the electrode rakes are fixed on the antenna patch when leaving the factory. On the chip, one end of each electrode rake is connected to...

Embodiment 3

[0136] Depending on the implementation of the active system, it can be further designed as a conditional active system:

[0137]The antenna patch is integrated with an inductive coupling module and a conditional active module two-way power supply module, the inductive coupling module is powered by the antenna coupling coil induction, and the conditional active module is powered by the battery of the mobile terminal; the inductive coupling power supply module includes a capacitor connected in parallel The antenna coupling coil, rectifier diode, isolation diode VD, RC filter components and voltage regulator, when the mobile terminal is out of power, the card reader signal coupled by the antenna coupling coil passes through the rectifier diode and passes through the isolation tube diode VD Carry out isolation, RC component filtering, voltage stabilizer to supply power for payment, security and communication chip 1; the conditional active module includes switch tube G1, switch tube...

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PUM

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Abstract

The invention relates to a mobile near-field payment technology, in particular to a near-field payment system based on an anti-shielding universal antenna patch. The near-field payment system is characterized in that the antenna patch can realize three communication modes such as 'active', 'passive' and 'label' of a mobile terminal under different conditions in different power supplying modes of a battery, and internal communication between the antenna system and a chip integrated on a terminal SIM / SD (Subscriber Identification Module / Secure Digital) card is realized by a power line of the mobile terminal or wireless connection or LED (Light-Emitting Diode) optical-coupling connection so as to enable a near-field payment business to be associated with operators. The near-field payment system has the advantages that various defects of a 13.56Mhz system can be well solved, the near-field payment business is universally suitable for various mobile terminals which comprise metal rear covers, are blocked by batteries and are different in size and various in types under the condition that users do not need to replace the mobile terminals, the payment business of many operators such as banks and telecommunications can also be simultaneously fused on the terminals, and the development of the mobile near-field payment business can be greatly promoted.

Description

technical field [0001] The invention relates to a mobile terminal near-field payment technology, in particular to a near-field payment system based on an anti-shielding universal antenna patch. Background technique [0002] In recent years, with the continuous deepening of mobile e-commerce, the near-field payment of mobile terminals (including mobile terminals) has become more and more popular, and the market is becoming more and more mature. In China, the RF_(U)SIM technology with a frequency of 2.4Ghz and the SIMpass (dual-interface SIM card) technology with a frequency of 13.56Mhz are mainly represented, but their various shortcomings limit the development of the business. For example, the RF_(U)SIM of 2.4G is not consistent with the internationally accepted frequency of 13.56Mhz, which leads to a huge investment in the launch of POS machines. In addition, the card cannot be swiped when the mobile terminal is out of power; while the SIMpass of 13.56M (including full Ca...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32H01Q1/22H01Q1/38
Inventor 熊文俊
Owner 熊文俊