Camera-based security payment method

A security payment and camera technology, applied in the field of security payment based on cameras, can solve the problems of low payment efficiency and low security, and achieve the effects of protecting rights and interests, improving security, and increasing success rate.

Inactive Publication Date: 2014-03-19
SHANGHAI PEOPLENET SECURITY TECH
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] Aiming at the technical problems of low security and low payment efficiency of the existing camera-based payment method, the present invention provides a camera-based secure payment method, so that on the basis of the existing camera-based payment scheme, an increase of For the verification step of the device authority of the electronic terminal for

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Embodiment Construction

[0015] The specific embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings.

[0016] First, please refer to figure 1 , figure 1 It is a method flowchart of a security payment method based on a camera in the present invention, and the security payment method includes the following steps:

[0017] Step 101: The electronic terminal starts electronic payment, extracts the MAC address of the electronic terminal, and obtains the positioning information of the electronic terminal through the positioning device, and then goes to step 102;

[0018] Step 102: The electronic terminal stores the MAC address and the location information in the storage device, and sends the MAC address and the location information to the remote payment server for device authorization verification, and then goes to step 103;

[0019] Step 103: The electronic terminal receives the verification result of the device authority returned by the remot...

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Abstract

Disclosed in the invention is a camera-base security payment method. The camera is arranged at an electronic terminal of a user; and the electronic terminal includes positioning equipment. The method comprises the following steps that: the electronic terminal carries out equipment authority verification according to positioning information of the positioning equipment and media access control (MAC) address of the terminal itself; after the equipment authority verification is done successfully, the camera is started automatically and carries out scanning on a credit card belonging to the user; image processing is carried out on scanning data to obtain user credit card information; and on the basis of combination of a payment password inputted by the user, payment is completed at a remote payment server. According to the security payment method, before the camera scans the credit card information of the user, the step of equipment authority verification of the payment equipment is added, thereby improving usability, portability and security of electronic transaction of the user. Meanwhile, because of the special image processing algorithm, high-efficiency identification of credit card data is realized.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a security payment method based on a camera. Background technique [0002] With the development of science and technology, the software and hardware of electronic terminals have met the various needs of electronic payment. As an emerging consumption settlement method, payment through electronic terminals is more and more favored by merchants and consumers. Nowadays, it is no longer a new thing to complete electronic payment behaviors such as utility bill payment and shopping on personal computers or mobile phones. At the same time, in order to ensure the safety of the payment process, the bank has introduced means such as USB Key, dynamic mouth token, audio interface card swiping device and digital certificate, so as to facilitate users to realize electronic payment. However, some of the devices used in these electronic payment methods are external hardware devices. Users not o...

Claims

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Application Information

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IPC IPC(8): G06Q20/38
CPCG06Q20/3823G06Q20/409
Inventor 谈剑锋王君马碟飞
Owner SHANGHAI PEOPLENET SECURITY TECH
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