Method and system for authenticating remote user based on camera

Abstract

The invention discloses a method for authenticating remote user based on a camera. According to the method, an identity card surface image and a customer face image can be simultaneously snapshot, the shooting process can be recorded and uploaded to a background auditor in real time during shooting, so that others can be effectively prevented from stealing the identity card image and a head portrait of a customer and deceiving. The customer needs to randomly do action by coordinating with prompt in the shooting process, the risk of deceiving by modes such as prerecorded videos can be effectively prevented, identity card surface information is automatically recognized, basic information and a face photo are inspected through networking of ministry of public security according to the information, effectiveness of an identity card is finally determined by comparison, consistency of an on-site shot face image, the identity card surface face image and a networked inspection face image is verified through face recognition technology to ensure that the customer does business with the personal identity card of the customer, and the risk of others' deception is effectively prevented.

Description

technical field [0001] The invention relates to the technical field of computer identity verification, in particular to a method and system for realizing remote user identity verification based on a terminal device camera. Background technique [0002] With the popularization of the Internet and the development of technology, many businesses in some industries (such as securities, banking, insurance, etc.) can gradually be handled remotely on the Internet or remote terminal devices (such as VTM, mobile phones, etc.), which is currently the most common online banking, mobile banking, etc. Some other traditional businesses are gradually moving to the Internet or remote terminal equipment, such as securities account opening, bank card opening, etc. According to regulations, these businesses require "the customer himself to hold his own valid certificate" to handle. If it is handled at the counter of the business outlet in the traditional way, the customer needs to go to the c...

AI Technical Summary

Problems solved by technology

There are certain defects in the above approach: (1) The front and back images of the customer’s ID card and the face image can be taken independently by the customer or someone else, and the background auditors cannot confirm whether it is because they cannot see the shooting site. The customer himself took and uploaded it; (2) When the customer took the front and back images of the ID card and the face image, due to the shooting environment, improper operation and other reasons, the pictures were often not very clear. After uploading, if the background review personnel cannot see clearly , will allow customers to re-shoot and upload, which greatly prolongs the time for business processing, and will also make customers feel cumbersome, and the customer experience is not good; (3) ID card readers cannot be used on most occasions, and customers can only take photos through cameras The ID card and face image, so the background auditors cannot obtain the information in the chip of the customer's ID card, and cannot judge whether the surface information of the ID card image is consistent with the information in the chip, which makes the background auditors unable to distinguish the authenticity of the customer's ID card

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