Insurance risk management and control method based on biometric identification technology

Abstract

The invention provides an insurance risk management and control method based on a biometric identification technology. A collection area is used for collecting and recording biometric features and associated data of a user. A transfer area circulates and transfers the data recorded by the collection area and transfers the data to a database server. An authentication area which is used for comparing the biometric features and a storage area according to established rules. If authentication is passed, a corresponding result is returned according to the rules, and at the same time the biometric features are updated to the storage area. If authentication fails, failed authentication is returned. The storage area is used for storing all biometric feature data of the user and storing the structured data in a database. A rule area is used for pre-setting the rules and acquiring corresponding rules for the transfer area and the authentication area. According to the invention, limitations of existing insurance risk management and control equipment, area, budget and the like are broken; the biometric feature data are intelligently stored; and insurance risk management and control information level is effectively enhanced.

Description

technical field [0001] The invention relates to an insurance risk management and control method based on biometric identification technology, and belongs to the technical field of insurance risk management and control. Background technique [0002] The risk management and control of insurance companies means that the risk managers of insurance companies take various measures and methods to control the risks of policyholders to help eliminate or reduce the various possibilities of risk events, and reduce the risk caused by risk events. loss. [0003] The unique identification and accurate identification of insurance policyholders and insured persons is crucial to the risk management of insurance companies, and it is also an important means and technical guarantee to prevent various moral risks and credit risks; in view of the above technical problems, only To identify the identity of the policyholder with a single technical means, in the process, it needs to consume a lot of...

AI Technical Summary

Problems solved by technology

[0004] Existing risk control technologies have not innovated on the encryption of the policyholder's biometric features, and a single feature collection method, such as fingerprint collection, often encounters problems such as inaccurate collection and low collection efficiency, and fingerprint collection is also easy to use. Some technical problems are cracked, such as forged fingerprint sets, so a single feature is always inefficient and the probability of security is not high. At the same time, conventional encryption is used in the data encryption method, so the existing control methods need to be updated urgently

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