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Safe system and method for changing cards online

A security system and security technology, which is applied in the field of security system for online card replacement, can solve the problems such as the economic loss of the victim, and achieve the effects of avoiding economic loss, improving security, and shortening the response time

Active Publication Date: 2016-11-09
SHANGHAI HEGUANG INFORMATION SCI & TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The technical problem to be solved by the present invention is to provide a security system and method for online card replacement in order to overcome the defect that there are loopholes in the online card replacement business in the prior art that may cause economic losses to the victim

Method used

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  • Safe system and method for changing cards online
  • Safe system and method for changing cards online

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] Such as figure 1 As shown, the present embodiment provides an online card replacement security system, which includes an online business hall system 1 and a verification server 2, and the online business hall system 1 includes a receiving module 11, a sending module 12 and a card changing module 13. The verification server 2 includes a positioning module 21 and a comparison module 22.

[0033] The components included in the online card replacement security system are introduced above, and the functions of each component are introduced in detail below:

[0034] The receiving module 11 is used to receive a card replacement request including a mobile phone number;

[0035] The sending module 12 is used to send a message containing the mobile phone number to the positioning module 21;

[0036] The positioning module 21 is used to locate the current position of the mobile phone corresponding to the mobile phone number as the first position when the information is received;...

Embodiment 2

[0051] In Embodiment 1, the compared matching result is directly sent to the online business hall system, but in this embodiment, the online business hall system further includes a blocking module.

[0052] Specifically, the comparison module 22 is used to calculate the relative distance between the first position and the second position, and send an alarm message to the receiving module 11 when the relative distance is greater than a set threshold; After receiving the alarm message, implement the operation of blocking the mobile phone number.

[0053] The present invention mainly compares the position of the mobile phone with the new card inserted after the successful card change and the position of the user's mobile phone before the card change, judges the rationality before and after the user replaces the mobile phone, and finds the location of the mobile phone before and after the user changes the card. When there is a sudden jump in the location of the mobile phone, the f...

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Abstract

This invention discloses a safe system for changing cards online. The system comprises an online business hall system and an authentication server; the online business hall system comprises a receiving module, a sending module and a card changing module; the authentication server comprises a locating module and a comparing module; the receiving module receives a card changing request containing a phone number; the sending module sends information containing the phone number to the locating module; the locating module locates a current position of a mobile phone corresponding to the phone number as a first position when receiving the information; the card changing module changes the card and sends an authentication request to the locating module after changing the card; the locating module locates the current position of the mobile phone as a second position when receiving the authentication request; and the comparing module compares the first position with the second position, and sends a comparison result to the receiving module. The method can prevent a criminal offender from overall controlling the phone numbers of users, and can further prevent the criminal offender from receiving all the message authentication codes by new cards to transfer properties of users; and thus, the financial loss of the victims can be avoided.

Description

technical field [0001] The invention relates to the field of online card replacement, in particular to an online card replacement security system and an online card replacement security method. Background technique [0002] At present, some criminals use the over-the-air card replacement service provided by operators on the Internet to defraud users of their card replacement verification codes by various means, and realize full control over the user's mobile phone number. The new card in hand is activated. Before the victim has time to react, criminals can immediately launch an attack on his bank account. The attack method can be a fake large-value online transaction, a mobile banking operation, or a fake Alipay transaction. Either way, the criminal can use the new card in hand to receive all the SMS verification codes, thus completing the transfer of property before the victim reacts and finds the contact method to close the account through all banks. Contents of the inv...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04W4/02H04W12/06H04W12/63
CPCH04W4/023H04W12/06
Inventor 刘臻
Owner SHANGHAI HEGUANG INFORMATION SCI & TECH CO LTD