Credit-investigation data sharing and trading system based on block chain

A data sharing and transaction system technology, applied in the direction of digital transmission system, transmission system, data processing application, etc., can solve the problems of lack, lack of incentive mechanism, lack of data protection mechanism, etc., to reduce the overdue rate and improve the efficiency of business operation Effect

Inactive Publication Date: 2017-05-31
树读(上海)信息科技有限公司
View PDF4 Cites 67 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The company's alliance plan lacks a unified standard for data exchange and query, and lacks a series of mechanisms so that various participants can easily sh...

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Credit-investigation data sharing and trading system based on block chain
  • Credit-investigation data sharing and trading system based on block chain
  • Credit-investigation data sharing and trading system based on block chain

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0059] The technical solutions of the present invention will be described in further detail below with reference to the accompanying drawings and embodiments.

[0060] The bottom layer of the credit reporting data sharing and transaction system of the present invention is formed based on a block chain. The block chain technology is a technology that uses decentralization and trustless methods to collectively maintain the reliability of a data book. It requires participants to Any number of nodes in the system, through a series of data blocks (blocks) generated by using cryptographic methods, each data contains the data of all information exchanges in the system within a certain period of time, and generates data fingerprints for verification Its information is valid and linked to the next database block.

[0061] figure 1 The logical representation of the blockchain is a simple description of the middle section of the blockchain. Each of these blocks has a link to the previo...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

PUM

No PUM Login to view more

Abstract

The invention relates to a credit-investigation data sharing and trading system based on a block chain. The credit-investigation data sharing and trading system comprises at least two P2P network nodes; the network nodes include a bottom block chain system and a credit-investigation data sharing platform operating on the bottom block chain system; and the credit-investigation data sharing platform comprises a data sharing module, a data evaluating module, a data inquiring and trading module and a block chain adaptation layer. According to the credit-investigation data sharing and trading system disclosed by the invention, a credible credit-investigation data sharing and trading platform is constructed by using a block chain technology; a specific data sharing mechanism, data inquiring mechanism, data trading mechanism and data evaluating mechanism are used; therefore, a credit-investigation data owner and a credit-investigation data demander can be attracted to use; therefore, a credit-investigation data provider can realize data transaction in a condition that data is protected; a credit-investigation data inquirer can obtain credit-investigation data; and thus, the risk control level can be completed.

Description

technical field [0001] The invention relates to a credit data sharing and transaction system, in particular to a blockchain-based credit data sharing and transaction system. Background technique [0002] The credit investigation system dominated by the central bank’s credit investigation cannot meet the operational needs of the financial market. As of 2014, the number of natural person credit files was 857 million minus the number of people with loan records by 350 million, and the central bank’s credit investigation data for 500 million people was blank. Credit information can be broadly classified into the following categories: [0003] The first is identity attributes, which refer to personal identification and authentication information, including name, gender, ID card, age, marriage and family, address, occupation, education level, etc. [0004] The second is the performance ability, which refers to the information used to evaluate the individual's repayment willingnes...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to view more

Application Information

Patent Timeline
no application Login to view more
IPC IPC(8): H04L9/08H04L29/08G06Q30/06G06Q40/02
CPCH04L9/085G06Q30/0609G06Q40/02H04L67/104
Inventor 王天青李明黄海旻吕明霞王宏彬孟斐夏岩
Owner 树读(上海)信息科技有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Try Eureka
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap