Electronic wallet for multi-brand sharing

Abstract

The invention discloses an electronic wallet for multi-brand sharing. A client terminal of any brand side for user login is employed, and the client terminal and a brand side merchant terminal are connected with a shared data platform through the network; the shared data platform is provided with a basic member data base and a basic brand database, and user data, marketing data and transaction data of each brand side are stored; when a user realizes login through the client terminal to be a platform member, a brand side provided by the basic brand database is selected, the user registers to be a member of the brand side, so the client terminal utilized by the user for login is made to become a user member card pack set; the client terminal has a member grade, a storage value and scores and / or discount coupons of any member brand, and the data is stored to an electronic wallet database. The electronic wallet is advantaged in the brand data is the core, establishment of direct relationships between each brand and the user is facilitated, the client is further facilitated to manage and share the member card pack set in a concentrated mode, and consumption experience and fun are substantially improved.

Description

technical field [0001] The invention relates to an electronic wallet, in particular to an electronic wallet used for multi-brand sharing. Background technique [0002] Electronic wallets are commonly used payment tools in e-commerce shopping activities. The electronic currency stored in the electronic wallet is mainly a smart stored-value card for small payment. The cardholder deposits a certain amount in advance in the card, which is mainly used for online consumption and account management. [0003] When using an electronic wallet, the user first installs the corresponding application software. In the software system, there is a function management module for electronic money and electronic wallet, called the electronic wallet manager. Users can use it to change passwords or confidentiality methods, etc. And use it to view the accounts, lists and other data of electronic money receipts and payments on your account. [0004] The transaction amount is directly deducted fro...

AI Technical Summary

Problems solved by technology

[0011] The traditional e-wallet only includes the value storage function of the pre-stored amount, does not include the functions of membership card package, brand points, and coupon management, and does not support multiple brands of membership card packages, brand points, stored value, and coupons. style management

Third-party e-wallets only contain the e-wallet platform’s own stored value, points, membership cards, and coupons, and brands cannot provide consumers with brand-owned stored values, points, membership cards, and coupons

Different brands use their own e-wallets, not only the development cost and later promotion costs are getting higher and higher, resulting in great waste, but also lack of management functions such as membership cards, points, coupons, etc.

If a third-party platform is used, the brand's own membership rights, such as points, stored value or coupons, cannot be issued

In addition, it is impossible to obtain all user data; it cannot be directly related to the purchase of goods, and it is impossible to realize the consumption and acquisition of rights and interests

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