A method and system for implementing digital currency exchange deposits based on digital currency
A digital currency and deposit technology, applied in currency conversion, payment systems, data processing applications, etc., can solve problems such as small application range and practical value, stolen assets, and difficulty in recovering, so as to avoid the use of criminals and ensure security , the effect of reducing the likelihood
Active Publication Date: 2020-10-09
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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Problems solved by technology
[0003] 1. It is completely isolated from the existing financial and financial systems, and its application scope and practical value are small
[0004] 2. During the transaction, it is easy to steal the assets due to the leakage of the private key and it is difficult to recover
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[0027] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.
[0028] According to the technical solution of the embodiment of the present invention, the note-issuing bank is responsible for the transfer and confirmation of the digital currency, and the account bank provides the user with a bank wallet to store the digital currency, and exchanges it based on the bank account that the user binds to the wallet, so that the digital The c...
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The invention discloses a method and a system for realizing exchange of a digital currency to a deposit based on the digital currency, and relates to the field of computers. A specific embodiment of the method comprises the steps of performing identity authentication according to bank account information of a user; receiving a digital currency-to-deposit exchange request provided by the user, generating a digital currency transfer request and sending the digital currency transfer request to a note issuing bank digital currency system, wherein the digital currency-to-deposit exchange request carries exchange amount information, and the digital currency transfer request carries information of the digital currency of which an owner is the user; obtaining transfer confirmation information returned by the note issuing bank digital currency system, wherein the transfer confirmation information includes information of a target currency generated by taking the digital currency as a source currency; and transferring the target currency to an account bank digital currency bank library, and adding an exchange amount to an authentication bank account of the user. According to the method and the system, secure, controllable and traceable exchange from the digital currency to the deposit can be realized, so that the digital currency is widely applied to the national economy and livelihood of people.
Description
technical field [0001] The invention relates to the field of computers, in particular to a method and system for realizing digital currency exchange deposits based on digital currency. Background technique [0002] Currently there is no technology to exchange deposits for fiat digital currencies. When a virtual currency represented by bitcoin is traded, funds are transferred through the bank accounts of both buyers and sellers. Because virtual currency is not a currency, it can only be used as a digital asset, so its trading is not an exchange, but a transaction. The existing trading methods of virtual currency have the following defects: [0003] 1. It is completely isolated from the existing financial and financial systems, and its application scope and practical value are small. [0004] 2. During the transaction, it is easy for the assets to be stolen due to the leakage of the private key and it is difficult to recover. [0005] 3. The above-mentioned virtual currenc...
Claims
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IPC IPC(8): G06Q20/06G06Q20/38G06Q20/40
CPCG06Q20/065G06Q20/381G06Q20/4014
Inventor 姚前
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST