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Medical payment security system and method based on random payment code

A payment security and payment code technology, which is applied in payment systems, payment architectures, instruments, etc., can solve the problems of inability to perform payment security and deficiencies, and achieve the effect of improving user experience and efficiency.

Inactive Publication Date: 2017-12-19
SHENZHEN QIANHAI KANGQIYUAN TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide a medical payment security system and method based on a random payment code, aiming to solve the technical problems that the payment cannot be made and the payment security is insufficient when the network is interrupted

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  • Medical payment security system and method based on random payment code
  • Medical payment security system and method based on random payment code
  • Medical payment security system and method based on random payment code

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Embodiment Construction

[0031] In order to further explain the technical means and effects of the present invention to achieve the intended purpose of the invention, the specific implementation, structure, features and effects of the present invention will be described in detail below in conjunction with the accompanying drawings and preferred embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0032] refer to figure 1 As shown, it is a schematic diagram of the application environment of the medical payment security system based on the random payment code of the present invention. The medical payment security system 10 based on the random payment code in the present invention runs on the medical cloud platform 1 .

[0033] Described medical cloud platform 1 and merchant terminal 2 pass Internet or telecommunication network ( figure 1 not shown) connection. The merchant terminal 2 can...

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Abstract

The present invention provides a medical payment security system and method based on a random payment code. The method comprises: receiving first binary payment information and a first random payment code that are sent by a mobile terminal in the form of a text message; performing binary conversion on the first binary payment information to restore the first payment information; receiving second binary payment information and a second random payment code that are sent by a merchant terminal in the form of a text message; performing binary conversion on the second binary payment information to restore the second payment information; and when the first payment information is consistent with the second payment information after comparison, transferring a payment amount corresponding to the first payment information from a bank account of a user of the mobile terminal to an account of the merchant terminal, so as to complete payment. By implementing the method, online payment can be realized in the manner of text message confirmation in the case of no network.

Description

technical field [0001] The invention relates to the field of medical cloud platform network payment, in particular to a medical payment security system and method based on a random payment code. Background technique [0002] In recent years, the rapid development of the Internet, especially the mobile Internet, has affected the economic life of the society and changed the way people work and live. People can use the Internet to work, live, shop and entertain. Due to the great potential and prospects of the Internet, more and more merchants transfer services (eg, health management services) or medical products (eg, OTC medicines) to the Internet for sale. [0003] At present, more and more users pay offline through the network to purchase various medical products or health management services. However, the existing network payment requires the merchant's terminal and the patient's mobile terminal to communicate with the remote medical cloud platform at the same time. Paymen...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/32G06Q20/38
CPCG06Q20/10G06Q20/325G06Q20/3274G06Q20/38215
Inventor 张贯京葛新科王海荣张红治周亮
Owner SHENZHEN QIANHAI KANGQIYUAN TECH
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