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Method for managing insurance policy sales commission rights and interests on basis of block chains

A management method, block chain technology, applied in the field of block chain-based insurance policy sales commission rights management, can solve the problem of time limit for insurance intermediary companies or insurance agents to get commissions, etc., to ensure tamper-proof and robustness , to ensure the effect of correctness

Active Publication Date: 2018-05-04
焦文华
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The time when insurance intermediaries or insurance agents get commissions is limited by the commission settlement cycle of insurance companies

Method used

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  • Method for managing insurance policy sales commission rights and interests on basis of block chains
  • Method for managing insurance policy sales commission rights and interests on basis of block chains
  • Method for managing insurance policy sales commission rights and interests on basis of block chains

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Embodiment Construction

[0040] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0041] The block chain-based insurance policy sales commission rights and interests management method provided by the embodiment of the present invention mainly includes the following steps:

[0042] Step 1: The insurance intermediary company uses the authorized PC, account password and signature assigned by the insurance company to access the policy database of the insurance company to obtain the policy data and divide them into two ...

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Abstract

The invention relates to a method for managing insurance policy sales commission rights and interests on the basis of block chains. The method mainly includes carrying out a series of standard management on the insurance policy sales commission rights and interests by the aid of intelligent contracts in the block chains, and insurance sales personnel and insurance agencies are related to the insurance policy sales commission rights and interests when the rights and interests are acquired by the insurance sales personnel and the insurance agencies from sold insurance policies. The method has the advantages that the block chains are a distributed de-centralization ledger technology and can be free of dependency on trust of optional trusted third parties, and data stored in the block chains can be guaranteed against being illegally stolen or forged or tampered; the method is benefited by the deficiency of ambiguity of programs and the safety characteristics of the block chains, established business logics can be conveniently completed among various characters in systems by the aid of intelligent contract technologies, and business can be processed in a transactional manner.

Description

technical field [0001] The invention relates to blockchain and smart contract technology, in particular to a blockchain-based management method for policy sales commission rights. Background technique [0002] In 2008, Satoshi Nakamoto proposed the concept of blockchain, which quickly attracted attention because of its features such as decentralization, non-tamperable and forged data, anonymity, and traceability. Blockchain is a distributed database that records many transactions completed and shared in multiple nodes, and each transaction in it will pass the consensus verification of a large number of nodes in the system. The introduction of the blockchain of smart contracts has entered the era of blockchain 2.0 and 3.0. In essence, smart contracts are new protocols or systems that run on the blockchain, and their purpose is to expand the functionality of the blockchain. Smart contracts running on blockchain 2.0 include business logic such as interacting with other contrac...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q20/10G06Q40/04G06Q40/08G06F17/30
CPCG06Q10/103G06Q20/102G06Q40/04G06Q40/08G06F16/27
Inventor 魏松杰李帅焦文华
Owner 焦文华
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