Autonomous or partially autonomous motor vehicles with automated risk-controlled systems and corresponding method thereof

Abstract

Proposed is an automotive car system (1), and method thereof, associated with a plurality of autonomous or partially autonomous driving motor vehicles (41 to 45). The autonomous or partially autonomous motor vehicles (41 to 45) comprise exteroceptive sensors (4011) for sensing environmental parameters (40111), and proprioceptive sensors (4012) for sensing operating parameters of the motor vehicles(41 to 45). The motor vehicles (41 to 45) further comprise an autonomous or partially autonomous driving control system (461 465) interpreting the sensory data (40111 / 40121) of the exteroceptive andproprioceptive sensors (4011 / 4012) and identifying appropriate navigation paths and / or obstacles and / or relevant signage. The motor vehicles (41 to 45) or the automotive control systems (461 465) are connected to a central, expert-system based circuit (11) by means of a data link (21) transmitting at least usage-based (31) and / or user-based (32) and / or operating (33) automotive data (3) to the central, expert-system based circuit (11), and wherein the usage-based (31) and / or user-based (32) and / or operational (33) automotive data (3) are based on the sensory data (40111 / 40121) and / or operating parameters (4611) of the automotive control system (461 to 465). The automotive car system (1) provides an automated first and / or second risk-transfer based on dynamic generated first and / or second risk transfer parameters (501 to 505 / 1021 to 1025) from the motor vehicles (41 to 45), wherein by means of the central, expert-system based circuit (11) the first and / or second risk transfer parameters (501 to 505 / 1021 to 1025) and correlated first and / or second payment transfer parameters (1021 to 1025 / 1221 to 1225) are dynamically generated, adapted and / or optimized, wherein, in the case of triggering the occurrence of one of defined risk events (61 63), the occurred loss (71 to 75) is automatically covered by the automotive car system (1).

Description

technical field [0001] The present invention relates to autonomous vehicle driving, and in particular to automated data capture, operational data generation, risk assessment and risk prediction in the field of autonomous vehicle driving systems or Advanced Driver Assistance Systems (ADAS) which technically support the driver during driving automation system. More specifically, the system of the invention is an autonomous or autonomously engineered motor vehicle, such as a car. Typically, they include a secure Human Machine Interface (HMI) and increase car safety and more generally road safety. An autonomous vehicle driving system may allow for partially or fully automated vehicle driving, and the autonomous vehicle may operate with little or no input from a human. However, autonomous vehicle driving systems and vehicles with ADAS systems are also at risk when driving from one point to another. The present invention also relates to risk assessment in the context of such an a...

AI Technical Summary

Problems solved by technology

However, the exchange of information between clients and insurers and / or insurers and reinsurers remains mostly cumbersome and time-consuming, so the risk transfer provided by such structures usually remains static for an agreed upon fixed period of time

Images