Unified payment method and system for logistics industry

Abstract

The invention discloses a unified payment method and system for the logistics industry. The method at least comprises the steps of receiving a payment request sent by a user through any business system, and creating a payment order; extracting a to-be-paid amount and source information of the payment bill; matching an optional payment channel according to the source information of the payment order; generating a cashier desk according to the amount of money to be paid and the optional payment channel, and performing front-end display to allow the user to select the payment channel for payment;and receiving payment information sent by the user after payment of the selected payment channel is completed, and updating the payment order. According to the method, a unified payment gateway is arranged; a plurality of payment gateways are integrated into a butt joint port. The unified payment gateway is in butt joint with a plurality of payment channels, and unified management is performed onthe whole payment process, so that the repeated development workload is reduced, the communication cost with the payment channels is reduced, the payment success rate is improved, and a payment report can be provided for logistics companies to analyze and make decisions through butt joint with a financial system.

Description

technical field [0001] The invention relates to the field of logistics management, in particular to a unified payment method and system for the logistics industry. Background technique [0002] At present, general logistics companies involve many third-party payment systems, and the entire payment process is relatively complicated. However, through research, there are many disadvantages in the independent payment processing mode of each third-party payment system, such as: [0003] ① For the customer, the customer has paid successfully, but because the system is not connected in time, the customer is repeatedly charged, and some scenarios cannot be paid, which makes the customer dissatisfied. [0004] ②For the business department, the customer has successfully paid, but the system is not connected, affecting customer billing, poor customer experience, resulting in customer loss, and affecting the department's receivable assessment. [0005] ③For IT, because the payment sys...

AI Technical Summary

Problems solved by technology

[0003] ① For the customer, the customer has already paid successfully, but due to the untimely connection of the system, the customer is repeatedly charged, and some scenarios cannot be paid, which makes the customer dissatisfied

[0004] ②For the business department, the customer has paid successfully, but the system is not connected, affecting customer billing, poor customer experience, resulting in customer loss, and affecting the department's receivable assessment

[0005] ③For IT, because the payment system links are complex and involve 10 systems in total, there are abnormally many payment connections, and it takes a long time to troubleshoot problems and require a lot of personnel investment

[0006] ④ For finance, there is no reconciliation between Debon and the third-party payment platform in the system, and the fund security control is weak

Images