Supply chain financial service interaction system based on intelligent risk control and block chain technology

Abstract

The invention discloses a supply chain financial service interaction system based on intelligent risk control and a block chain technology. The system comprises a service management module, a block chain evidence verification module and a big data intelligent risk control module. The service management module is used for online interaction of multiple users, performing various service management and transmitting all data to the big data intelligent risk control module. The big data intelligent risk control module is used for carrying out credit assessment on an enterprise according to risk control rules and models and giving risk control strategy suggestions. The service management module performs interaction control in the service process according to the risk control strategy. The blockchain evidence storage verification module is used for storing the operation behaviors and result data of multiple users and providing a real-time verification function for all uplink contents. According to the invention, technologies such as block chains, artificial intelligence, big data, data mining and the like are embedded, so that the working efficiency of a traditional supply chain financial service management system is improved, risk control rules are overturned, and risk control intelligence and automation are realized.

Description

technical field [0001] The invention belongs to the field of supply chain finance, and in particular relates to a supply chain financial business interaction system based on intelligent risk control and block chain technology. Background technique [0002] Traditional supply chain financial services such as accounts receivable financing are all offline processes. With the development of information technologies such as the Internet, big data, and blockchain, business operations are directly transferred from offline to online. [0003] What is common in the existing technology is to transfer a certain link of the accounts receivable financing business in the traditional supply chain finance to online to realize functions such as accounts receivable asset display, creditor's rights transfer, and quota management. [0004] Disadvantages of the existing technology: it only informationizes the offline business, and lacks the real use of technology to realize the risk control of t...

AI Technical Summary

Problems solved by technology

[0004] Disadvantages of the existing technology: only offline business informatization, lack of real use of technology to achieve supply chain financial business risk control and business model innovation

On the one hand, there is no essential difference between it and offline business operations. It only uses information technology to transform the business operation process from manual offline paper processing to online information recording and processing, which is still limited to the internal management of a single organization

On the other hand, the control of business credit risk in the supply chain financial business involved is still based on the experience of business operators, and the credit evaluation of enterprises or natural persons is performed manually. In essence, it is no different from the original offline business development, and does not use technology to realize business model innovation and risk control intelligentization and automation

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