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Identity authentication method of hardware digital certificate carrier

A hardware digital certificate and identity authentication technology, applied in the field of mobile payment, can solve the problem of complicated operation of entering PIN code, and achieve the effect of simplifying operation and improving user experience.

Pending Publication Date: 2020-06-09
BEIJING ZHONGJIN GUOXIN TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of the above existing problems, the purpose of the present invention is to provide a method for identifying the identity of a hardware digital certificate carrier, so as to overcome the cumbersome operation problem caused by always needing to input a PIN code when using a hardware digital certificate carrier in the prior art

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  • Identity authentication method of hardware digital certificate carrier
  • Identity authentication method of hardware digital certificate carrier
  • Identity authentication method of hardware digital certificate carrier

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Embodiment Construction

[0039] The preferred embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings, and the reference numerals refer to components and techniques in the present invention, so that the advantages and features of the present invention can be more easily understood in a suitable environment. The following description is the embodiment of the claims of the present invention, and other specific implementations related to the claims that are not explicitly described also belong to the scope of the claims.

[0040] The identification method of the hardware digital certificate carrier of the present invention will be described below by taking the U-shield as an example.

[0041] The identity authentication method of the present invention mainly relies on the identity authentication mechanism and security function of the mobile terminal itself, authorizes the device key pair inside the USB-shield, and uses digital signature technolo...

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Abstract

The invention provides an identity authentication method of a hardware digital certificate carrier. The system comprises a hardware digital certificate carrier and a mobile terminal, the mobile terminal is provided with a pair of private key Da and public key Pa and a signature result S1, and the signature result S1 is generated after a public key Pa + a random number UAID is signed by the hardware digital certificate carrier so as to carry out identity authentication. According to the method, an identity authentication mechanism and a security function of the mobile terminal are relied on; adevice key pair in a hardware digital certificate carrier is used for authorization; the mobile terminal identity authentication function of the hardware digital certificate carrier is achieved through the digital signature technology, the problem that when the hardware digital certificate carrier is used, a PIN code of the hardware digital certificate carrier needs to be input each time for verification is solved, operation is simplified, and user experience is improved on the premise that safety is guaranteed.

Description

technical field [0001] The present invention generally relates to the technical field of mobile payment, and more specifically, relates to a method that does not need to input a certificate password (PIN code) when a mobile terminal authenticates a hardware digital certificate carrier. Background technique [0002] In recent years, with the rapid development of the Internet in China, more and more customers handle payment and transfer services through online banking. In order to ensure the safety of the online banking client, banks have taken corresponding defensive measures, the most common being the use of identity authentication technology to increase the safety factor of the online banking system. As a hardware digital certificate carrier, the current USB-shield product (USBKey) has been widely used in the domestic online banking field, and is recognized as a relatively safe online banking identity authentication technology. [0003] However, each hardware digital certi...

Claims

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Application Information

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IPC IPC(8): G06F21/33G06F21/32G06F21/36G06Q20/38G06Q20/40
CPCG06F21/33G06F21/32G06F21/36G06Q20/38215G06Q20/40145
Inventor 姜晓新赵波刘大冬林峰
Owner BEIJING ZHONGJIN GUOXIN TECH