Transaction message matching method and system in distributed real-time payment system

Abstract

The invention discloses a transaction message matching method and system in a distributed real-time payment system, and the method comprises the steps: obtaining a to-be-matched message, and extracting a feature value of the to-be-matched message; generating hotspot data of the to-be-matched message according to a storage mode of a preset feature value, and storing the hotspot data in a cache library; obtaining a matching message, and generating a feature value of the matching message according to the message type; querying a matching item in a cache library according to the feature value of the matching message, completing message matching if the matching item is found, generating a system unique number of the matching message, and generating a message matching result according to the system unique number of the to-be-matched message and the system unique number of the matching message; and after the matching is completed, persisting a message matching result to a database. The distributed payment system can be realized by modifying configuration when dealing with message processing changes, is relatively low in cost, relatively high in flexibility of dealing with demand changes and relatively low in error occurrence rate, can be well compatible with the distributed payment system, and reduces the maintenance cost.

Description

technical field [0001] The invention relates to the technical field of transaction message processing, in particular to a transaction message matching method and system in a distributed real-time payment system. Background technique [0002] In recent years, more and more countries and regions are vigorously promoting the end-to-end real-time payment and clearing system for small-amount real-time payments that operate 24 / 7. The distributed payment platform is connected to the real-time clearing system of each overseas branch to centrally process the payment business of overseas branch customers. As a new payment system, it is quite different from the traditional central payment system in terms of business process, clearing and settlement mechanism, etc. A transaction often needs to be completed within a few seconds. higher requirements. [0003] Each overseas branch participates in different real-time settlement system standards, and has different requirements for particip...

AI Technical Summary

Problems solved by technology

[0004] The first method is to perform packet matching in the form of hard coding. Compared with the configuration-based method, it is inflexible. To implement hard coding, it is usually necessary to design a processing branch for the packets of each scenario, which is flexible and complex. Very low cost

[0005] Another method is based on SQL script configuration, which converts the conditions and execution actions for message processing into the form of SQL scripts, stores them in the database, and reads the database when used. Although this processing can be done through flexible rule scripts Realize complex and changeable message processing conditions, but for lack of timeliness, query and search from the library based on complex SQL every time will easily cause performance bottlenecks and cannot meet high-speed payment scenarios such as real-time payment

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