Fund payment risk monitoring and early warning system and method

Abstract

The invention discloses a fund payment risk monitoring and early warning system and method, and the system comprises a server which is configured to be used for obtaining fund payment information in real time, and carrying out data storage, data encryption and decryption, data transmission and analysis management; a data transmission module configured to transmit fund payment information by adopting a payment data special channel; a data analysis module configured to automatically analyze the received fund payment data according to a preset fund monitoring rule and judge whether the current fund payment data is abnormal or not; and an abnormal data early warning module configured to carry out early warning on the abnormal fund payment information. The fund risk items are automatically monitored in real time by establishing the monitoring rules for online early warning of payment abnormity and fund risks, when the fund business abnormity is detected, monitoring and alarming are carried out in time, the response speed is high, and in-event monitoring in the payment process is realized.

Description

technical field [0001] The invention relates to the technical field of fund payment security monitoring, in particular to a fund payment risk monitoring and early warning system and method. Background technique [0002] The statements in this section merely provide background information related to the present invention and do not necessarily constitute prior art. [0003] In recent years, with the rapid development of the power grid informatization level, the fund payment business bears the important responsibility of enterprise management, and the risk of fund payment is the top priority. Realize effective monitoring and real-time reminder of abnormal bank account payment, so as to Ensuring the normal operation of all links in the capital payment business is the most direct and effective way for companies to prevent capital payment risks. [0004] At present, there are still many problems in the power grid payment business: [0005] 1. Most of the data in the system are ...

AI Technical Summary

Problems solved by technology

[0005] 1. Most of the data in the system are displayed in tabular form, the data logic is simple and single, lack of comparison and correlation between data, the analysis results are scattered, and the expressiveness is insufficient;

[0006] 2. The analysis of financial capital business economic activities still requires manual statistics after the event, and it takes a lot of manpower and time to participate in data collection, sorting, adjustment and analysis every month, which leads to a serious lag in the analysis of financial capital business activities, and it is impossible to grasp the status of funds and operations in a timely manner. achievement

[0007] 3. Realize the post-event monitoring of capital risks, but cannot achieve in-process monitoring during the payment process

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