Transaction risk identification method and device

A risk identification and transaction technology, applied in the field of transaction risk identification methods and devices, can solve problems such as lag, reduce identification efficiency, and waste human resource costs, so as to improve accuracy and timeliness, improve identification efficiency, and save human resources cost effect

Pending Publication Date: 2022-04-22
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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Problems solved by technology

However, there are uncertainties in the methods of manual verification and manual confirmation, which cannot guarantee the accuracy and objectivity of the identification results. Moreover, the way of confirming risks afterwards has a certain lag, which wastes a lot of human resource costs, thereby reducing the identification efficiency.

Method used

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  • Transaction risk identification method and device
  • Transaction risk identification method and device

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Embodiment Construction

[0044] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0045] It should be noted that a transaction risk identification method and device disclosed in this application can be used in the field of artificial intelligence technology, and can also be used in any field other than the field of artificial intelligence technology. A transaction risk identification method and device disclosed in this application The field of application is not limited.

[0046] In order to facilitate the understanding of the technical sol...

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Abstract

The embodiment of the invention provides a transaction risk identification method and device, which can be used in the technical field of artificial intelligence, and the method comprises the steps: constructing a transaction sequence diagram according to queried transaction details; extracting sub-graphs in the transaction time sequence graph, and generating a mode sub-graph set; and the extracted target time sequence diagram of the current transaction is matched with the mode sub-image set to obtain the risk type of the current transaction, so that the accuracy and timeliness of an identification result can be improved, the human resource cost is saved, and the identification efficiency is improved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to the field of artificial intelligence technology, and in particular to a transaction risk identification method and device. Background technique [0002] In recent years, a series of financial events caused by operational risk have caused huge losses to commercial banks. Operational risk control capability is an important factor in determining the healthy development of business. In related technologies, it is usually manually checked to identify whether there is a risk in the transaction, and the identification result is issued for manual confirmation. However, there are uncertainties in the methods of manual verification and manual confirmation, which cannot guarantee the accuracy and objectivity of the identification results. Moreover, the way of confirming risks afterwards has a certain lag, which wastes a lot of human resource costs, thereby reducing the identifica...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06K9/62G06F16/2455
CPCG06Q40/04G06F16/2455G06F18/22G06F18/24
Inventor 李思颖李立燕罗立新秦钰婷曹蓉
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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