Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Transaction risk identification method and device

A risk identification and transaction technology, applied in the field of transaction risk identification methods and devices, can solve problems such as lag, reduce identification efficiency, and waste human resource costs, so as to improve accuracy and timeliness, improve identification efficiency, and save human resources cost effect

Pending Publication Date: 2022-04-22
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
View PDF0 Cites 2 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, there are uncertainties in the methods of manual verification and manual confirmation, which cannot guarantee the accuracy and objectivity of the identification results. Moreover, the way of confirming risks afterwards has a certain lag, which wastes a lot of human resource costs, thereby reducing the identification efficiency.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Transaction risk identification method and device
  • Transaction risk identification method and device
  • Transaction risk identification method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0044] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0045] It should be noted that a transaction risk identification method and device disclosed in this application can be used in the field of artificial intelligence technology, and can also be used in any field other than the field of artificial intelligence technology. A transaction risk identification method and device disclosed in this application The field of application is not limited.

[0046] In order to facilitate the understanding of the technical sol...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The embodiment of the invention provides a transaction risk identification method and device, which can be used in the technical field of artificial intelligence, and the method comprises the steps: constructing a transaction sequence diagram according to queried transaction details; extracting sub-graphs in the transaction time sequence graph, and generating a mode sub-graph set; and the extracted target time sequence diagram of the current transaction is matched with the mode sub-image set to obtain the risk type of the current transaction, so that the accuracy and timeliness of an identification result can be improved, the human resource cost is saved, and the identification efficiency is improved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to the field of artificial intelligence technology, and in particular to a transaction risk identification method and device. Background technique [0002] In recent years, a series of financial events caused by operational risk have caused huge losses to commercial banks. Operational risk control capability is an important factor in determining the healthy development of business. In related technologies, it is usually manually checked to identify whether there is a risk in the transaction, and the identification result is issued for manual confirmation. However, there are uncertainties in the methods of manual verification and manual confirmation, which cannot guarantee the accuracy and objectivity of the identification results. Moreover, the way of confirming risks afterwards has a certain lag, which wastes a lot of human resource costs, thereby reducing the identifica...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06K9/62G06F16/2455
CPCG06Q40/04G06F16/2455G06F18/22G06F18/24
Inventor 李思颖李立燕罗立新秦钰婷曹蓉
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com