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Remote acquisition method and device for bank flow

A banking and flow technology, applied in the field of data processing, can solve the problems of long time required for business processing, insufficient customer convenience, low efficiency, etc., to achieve the effect of improving processing efficiency

Pending Publication Date: 2022-05-06
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Customers need to go to bank outlets, and there will be waiting in line during the peak business hours. It takes a long time for business processing and low efficiency, which is not convenient for customers.

Method used

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  • Remote acquisition method and device for bank flow
  • Remote acquisition method and device for bank flow
  • Remote acquisition method and device for bank flow

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Embodiment Construction

[0044] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention. It should be noted that, in the case of no conflict, the embodiments in the present application and the features in the embodiments can be combined arbitrarily with each other.

[0045] In order to facilitate the understanding of the technical solution provided by the present application, the relevant content of the technical solution of the present application will be described below first.

[0046] 5G message: 5G message is an upgrade of the traditional short message service, based on the Global System for Mobile Communications Association (GSMA) Converged Communicati...

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PUM

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Abstract

The invention provides a remote acquisition method and device for bank flow, which can be used in the financial field or other technical fields. The method comprises the following steps: receiving bank statement generation indication information, and generating a customer bank statement according to customer business information; receiving seal indication information sent by the business handling terminal, wherein the seal indication information comprises a certificate number of a client; if the certificate number passes the verification, sending a verification link to a corresponding client terminal through a 5G message; client face information sent by the client terminal through a 5G message is received; if it is judged that the customer face information passes verification, a bank electronic seal is stamped on the customer bank statement, and a customer bank statement file is generated; and sending the client bank statement file to the client terminal through a 5G message. The device is used for executing the method. According to the remote acquisition method and device for the bank flow, the handling efficiency of bank flow business is improved.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a method and device for remotely obtaining bank statement. Background technique [0002] Bank statement refers to the deposit and withdrawal transaction records of bank current account or bank card, which can be divided into personal statement and corporate statement according to the nature of the account. [0003] At present, the bank statement can be inquired through the Internet banking, mobile banking, telephone banking and other channels of major banks. If you need a stamped bank statement, you need to handle it at the bank counter or print the bank statement at the self-service teller machine at the bank's business outlets. Customers need to go to bank outlets, and there will be waiting in line during peak business hours. It takes a long time for business processing and low efficiency, which is not convenient for customers. Contents of the invention [0004] Aim...

Claims

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Application Information

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IPC IPC(8): H04W12/06H04W12/48H04W12/72H04W4/12G06Q40/02
CPCH04W12/06H04W12/48H04W12/72H04W4/12G06Q40/02
Inventor 高宏超
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA