Combination payment strategy selection method and system, network equipment and storage medium
A strategy and payment channel technology, applied in the field of Internet finance, can solve problems such as affecting user experience and high pressure on payment systems
Inactive Publication Date: 2022-07-29
云账户技术(天津)有限公司
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[0005] This application proposes a combined payment strategy selection method, system, network equipment, and storage medium to solve the problems of multiple withdrawals affecting user experience and high pressure on the payment system in the micropayment scenario in the prior art
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[0031] The technical solutions in the embodiments of the present application will be clearly described below with reference to the accompanying drawings in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, but not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by those of ordinary skill in the art fall within the protection scope of this application.
[0032] The terms "first", "second" and the like in the description and claims of the present application are used to distinguish similar objects, and are not used to describe a specific order or sequence. It is to be understood that the data so used are interchangeable under appropriate circumstances so that the embodiments of the present application can be practiced in sequences other than those illustrated or described herein, and distinguish between "first", "second", etc. The objects ar...
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The invention provides a merge payment strategy selection method and system, network equipment and a storage medium, and belongs to the technical field of internet finance. The merge payment strategy selection method provided by the invention comprises the following steps: receiving a plurality of withdrawal requests initiated by a service end, and storing the withdrawal requests in a database; obtaining corresponding withdrawal information according to each withdrawal request; according to all the withdrawal requests, the withdrawal information corresponding to each withdrawal request and a preset merging payment rule, obtaining a merging payment strategy set at the current moment; evaluating all the combined payment strategies in the combined payment strategy set according to the payment service load condition at the current moment, and selecting the combined payment strategy at the current moment; according to the combined payment strategy at the current moment, a combined withdrawal order is generated and payment is carried out; combination payment strategy evaluation is carried out in combination with various combination payment rules and server loads, a more optimized combination payment strategy is selected, the user experience is improved, and the pressure of a payment service system is reduced.
Description
technical field [0001] The present application relates to the technical field of Internet finance, and in particular, to a combined payment strategy selection method, system, network device and storage medium. Background technique [0002] In the small-scale payment business scenario, the payee will have a large amount of small income to collect, such as the function of live-streaming rewards to the account. In order to provide more timely incentives for the rewards, each reward is directly distributed to the bank account, and the funds Real-time account receipt forms an instant incentive, but for the anchor, the amount of each income is very small, and the account reminder is very frequent and very troublesome. Too many real-time account arrivals The received reminders disturb the normal use of the application, or equipment. [0003] In this payment scenario, the payment performance of the payment system will be tested during the peak payment period. If each payment is mad...
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IPC IPC(8): G06Q20/22G06Q20/36G06Q30/02G06Q30/06
CPCG06Q20/22G06Q20/363G06Q30/0635G06Q30/0207
Inventor 陈恩泽周军杨宜
Owner 云账户技术(天津)有限公司