Automatic transaction device

An automatic transaction device and transaction technology, applied in the direction of complete banking systems, instruments, coinless or similar appliances, etc., can solve the problems of customers confusing which group of passwords to input first, increasing the burden on customers, etc.

Inactive Publication Date: 2007-04-25
OKI ELECTRIC IND CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] However, in the automatic transaction device disclosed in the above-mentioned document, when the transaction is performed under conditions different from the prescribed transaction conditions, the real customer needs to input the password twice.
Therefore, two sets of passwords must be remembered, increasing the burden on customers
Also, even if two sets of codes are memorized, there is a problem that customers may get confused which set of codes to enter first

Method used

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Examples

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Embodiment Construction

[0016] Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings. Fig. 1 is a block diagram showing an automatic transaction device and a host computer according to a first embodiment of the present invention. In FIG. 1, the automatic transaction apparatus 1 is connected to the host computer 2 which is a high-level apparatus. The host computer 2 is provided with a control unit 3 , a communication unit 4 and a customer database 5 .

[0017] The control part 3 communicates with the automatic transaction device 1 through the communication part 4, and performs transactions such as verification processing of the password sent from the automatic transaction device 1, and processing of creating a transaction history and storing it in the customer database 5. management business. In the customer database 5, customer data such as address, name, telephone number, date of birth, password, etc. and the use history data of the automat...

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PUM

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Abstract

Provided is an automatic transaction device which prevents the malicious, unfair transaction of the third party. The automatic transaction device judges that if the current automatic transaction device is the original one used by the client with a proviso that confirming the password of the client, and puts question to the client if the current device is the original one. The transaction is forbidden when the client is unable to give a right answer, on the contrary the transaction is allowed. The question is based on the client information, therefore the genuine client is unburdened.

Description

technical field [0001] The present invention relates to an automatic transaction device for performing transactions such as cash deposit and withdrawal transactions through customer operations in financial institutions such as banks, and particularly relates to an automatic transaction device with improved security. Background technique [0002] So far, in financial institutions such as banks, automatic transaction devices that automatically perform cash deposit and withdrawal transactions and transfer transactions through customer operations have been widely used. When the automatic transaction device conducts a transaction, in order to confirm whether the customer who performs the transaction is the real owner of the cash card inserted into the device, identity verification is performed. For example, it is required to input the password registered in advance by the customer, and the input password is checked with the registered password. If the two are consistent, the cust...

Claims

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Application Information

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IPC IPC(8): G07F19/00
Inventor 清野桂吾
Owner OKI ELECTRIC IND CO LTD
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