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Method and system for authenticating mobile banking client information, and mobile terminal

A technology of mobile banking and customer information, which is applied in the field of mobile banking client information authentication, data encryption transmission, system and mobile terminal to achieve the effect of strengthening security

Active Publication Date: 2011-08-03
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a mobile banking client information authentication method, system and mobile terminal to solve the problem of client mobile banking system information security

Method used

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  • Method and system for authenticating mobile banking client information, and mobile terminal
  • Method and system for authenticating mobile banking client information, and mobile terminal
  • Method and system for authenticating mobile banking client information, and mobile terminal

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Embodiment 1

[0030] Such as figure 1 As shown, the mobile banking client information authentication method in the embodiment of the present invention includes: the mobile banking customer information binding step (step S100) and the mobile banking login information verification step (step S200); wherein, the mobile banking customer information binding step (step S100) Step S100) includes: establishing the binding relationship between mobile phone SIM card information and mobile banking registered customer information (step S101); establishing the binding relationship between mobile phone hardware information and mobile banking registered customer information (step S102); mobile banking login information verification step (step S200) comprises: obtaining SIM card information and hardware information (step S201) of login mobile phone; Match, if yes: then the login information verification is passed, if not: then the login information verification fails (step S202).

[0031] The mobile banki...

Embodiment 2

[0044] Such as image 3 As shown, the mobile banking client information authentication system of the embodiment of the present invention includes: a customer mobile phone 100 , a mobile operator WAP gateway 200 , a mobile operator mobile phone number acquisition server 300 , a mobile banking server 400 , and a bank customer information system 500 . The customer's mobile phone 100 is connected to the operator's base station through the operator's wireless cellular network; the operator's base station is connected to the mobile operator's WAP gateway 200 through the operator's internal wired network; the mobile operator's WAP gateway 200 is connected to the mobile operator's mobile phone number acquisition server 300 through the Internet; The operator's WAP gateway 200 and the mobile operator's mobile phone number acquisition server 300 are connected to the mobile banking server 400 through the Internet, and the bank deploys a firewall between the mobile banking server 400 and th...

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Abstract

The embodiment of the invention provides a method and a system for authenticating mobile banking client information, and a mobile terminal. The method comprises a mobile banking customer information binding step and a mobile banking login information authenticating step, wherein the mobile banking customer information binding step comprises the following sub-steps of: establishing a binding relationship between mobile phone subscriber identity module (SIM) card information and mobile banking registered customer information, and establishing a binding relationship between mobile phone hardware information and the mobile banking registered customer information; and the mobile banking login information authenticating step comprises the following sub-steps of: acquiring the SIM card information and the hardware information of a login mobile phone, and judging whether the SIM card information and the hardware information of the login mobile phone are matched with the mobile phone SIM card information and the hardware information in the corresponding binding relationship, if so, passing the login information authentication, otherwise, failing to pass the login information authentication. The problem of security of mobile banking system information at the client is solved.

Description

technical field [0001] The present invention relates to information security technology of mobile banking, in particular to the technology of realizing safe user identity authentication and encrypted data transmission in mobile banking, specifically a mobile banking client information authentication method, system and mobile terminal. Background technique [0002] The mobile banking system has gone through several stages of development, including SMS mobile banking, WAP mobile banking (WAP: Wireless Application Protocol, wireless application protocol), and client mobile banking. Since client-side mobile banking can provide the best customer experience, client-side mobile banking will surely become the mainstream of technology. [0003] In the prior art under the B / S architecture, the working interface of the mobile banking client is realized through the mobile browser, and the main business logic is realized on the server side (Server). Users do not need to install any spec...

Claims

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Application Information

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IPC IPC(8): H04W8/18H04W12/00H04L29/08H04W12/06H04W12/30
Inventor 张艳周大文王怡朱道彬张建平姜鹏曾凯
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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