Share-based mobile payment management unit, terminal and service method

Abstract

The invention discloses a share-based mobile payment management unit, terminal and service method. Existing functions and resource of a mobile payment service module are fully used. A module financial payment function includes that the communication functions of different interfaces and certain service functions requiring safety module resource are achieved through increasing of safety modules provided with various types of access interfaces. If a mobile payment service module needs to be accessed simultaneously while instruct data of the different interfaces are processed, scheduling and management are performed in a resource sharing and competing mode, ordered access of the instruct data of two communication interfaces to the mobile payment service module is also guaranteed based on that the concurrency of applications operating on different interfaces can be guaranteed, and therefore the instantaneity, the concurrency and the stability of two core functions, including a telecommunication function and a payment function, of mobile payment are guaranteed. The share-based mobile payment management unit, terminal and service method can be applied to the field of the mobile payment.

Description

technical field [0001] The invention relates to a radio frequency technology, in particular to a technical field of applying the radio frequency technology to mobile payment. Background technique [0002] The rapid development of science and technology has brought great changes and great convenience to people's lives, such as smart card technology, bank cards, ID cards, social security cards, mobile phone SIM cards, etc. are widely used. Especially mobile phone is popularized day by day, almost everyone has a mobile phone, utilizes mobile communication and telecommunication smart card technology to carry out information exchange every day. At the same time, the rapid development of RF-ID technology has made radio frequency communication technology penetrate into people's lives, such as access control, attendance, public transportation, ticketing, financial payment, etc. Card swiping has become an indispensable part of people's daily life. If the mobile communication functio...

AI Technical Summary

Problems solved by technology

In order to ensure that the instruction data processing of the two communication interfaces will not be affected by each other, one method is to force the instruction data on the two communication interfaces to be serialized in complete order, but this will cause the parallel interaction between the mobile communication function and the RF card payment function: If the mobile communication function is affected, the communication function is likely to fail or the value-added service (such as OTA service) cannot be carried out; the success rate of the radio frequency card payment function is too low, and even when the signal coverage is not good, the network is frequently searched and the value-added business data exchange of large data volume Sometimes, the success rate of credit card payment is 0. As a result, if the signal coverage of the card swiping location (such as the subway exit) is not good, the card cannot be swiped. If the card cannot be swiped, the signal cannot be left.

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