Mobile payment method and system based on router

Abstract

The invention discloses a mobile payment method and system based on a router. The method comprises the steps that firstly, a mobile terminal is connected with the router special for payment in a Wi-Fi or Bluetooth mode; secondly, the mobile terminal logs into the router special for the payment; thirdly, the mobile terminal sends the payment information and the product information to the router special for the payment; fourthly, the router special for the payment encrypts the payment information and sends the encrypted payment information to an MIS server; fifthly, the MIS server sends the encrypted payment information to a payment operator server through a DDN special line; sixthly, the payment operator server decrypts and processes the payment information and returns the operation result to the MIS server; seventhly, the MIS server receives the operation result and sends transaction finish information to a counter terminal, and the router special for the payment sends the transaction successful information to the mobile terminal. The invention discloses the mobile payment system based on the router.

Description

technical field [0001] The invention relates to the field of computer applications, in particular to a router-based mobile payment method and system. Background technique [0002] The mobile terminal device payment system is usually connected to the bank server through the public network. This communication path may be monitored, and because the payment method based on the payment system lacks bank key encryption, payment security cannot be guaranteed. In addition, in the existing commodity management and payment system for shopping malls, users usually try on or choose products at the counter, and then pay the bill at the cashier for settlement with the counter terminal. The whole process is time-consuming and cumbersome, which affects the use of consumers. experience. Contents of the invention [0003] In order to solve the above problems, a technical solution adopted in the present invention is: [0004] A router-based mobile payment method is provided, comprising ste...

AI Technical Summary

Problems solved by technology

[0002] The mobile terminal device payment system is usually connected to the bank server through the public network. This communication path may be monitored, and because the payment method based on the payment system lacks bank key encryption, the payment security cannot be guaranteed.

In addition, in the existing commodity management and payment system for shopping malls, users usually try on or choose products at the counter, and then pay the bill at the cashier for settlement with the counter terminal. The whole process is time-consuming and cumbersome, which affects the use of consumers. to experience

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