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Payment method and system for mobile terminal

A mobile terminal and payment system technology, which is applied in the direction of payment system structure, coinless or similar appliances, and coin-operated equipment for distributing discrete items, can solve the problem of heavy network workload of payment receiving terminals, and achieve network reduction. Possibility of hacker attacks, improvement of security and reliability, effect of saving network costs

Inactive Publication Date: 2015-12-23
SHANXI LANGZHONG INFORMATION TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] The technical problem to be solved by the present invention is to provide a mobile terminal for the problems in the prior art that payment receiving terminals need to use coin-operated payment or manual queuing or credit card payment, as well as the defects that the payment receiving terminal has a large network workload. payment method and payment system

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Embodiment Construction

[0032] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0033] The payment method and payment system 100 of a mobile terminal 2 provided by the present invention are aimed at completing the entire payment process by utilizing the network-enabled payment function of the mobile terminal 2 itself, and the vending machine 1 only needs to provide the payment amount and confirm that the payment has been completed That's it. Utilizing this method and system realizes that the mobile fast payment can be completed even in the environment where the vending machine 1 is not connected to the Internet. Wherein, the terminal vending machine 1 of the present invention...

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Abstract

The invention discloses a payment method and system for a mobile terminal, and the method comprises the steps: selecting the number of articles in a vending machine, and generating the amount of money through the vending machine according to the number of articles; generating an identification code comprising the information of money, and a transaction random code through the vending machine; enabling the mobile terminal to scan the identification code, so as to transmit payment information to a money-receiving server; returning a confirmation code to the mobile terminal after the money-receiving server receives the payment information; and enabling the mobile terminal to receive the confirmation code and display the conformation code. The vending machine scans the displayed confirmation code, and enables the transaction random code to be matched with the confirmation code. If the matching is successful, the article is sold. The beneficial effects of the invention are that the vending machine does not need to be connected with an Ethernet, thereby saving the networking cost, reducing the possibility of being attacked by network hackers, and improving the safety and reliability; the method and system achieves payment through a wireless network of the mobile terminal, thereby effectively saving the payment cost of the vending machine and management and maintenance cost of the vending machine, facilitating the payment, and optimizing the user experience.

Description

technical field [0001] The present invention relates to the technical field of mobile payment, and more specifically, to a payment method and payment system for a mobile terminal. Background technique [0002] With the development of wireless network technology, people pay more and more attention to mobile communication and mobile payment, and handheld intelligent terminal equipment has been rapidly developed and popularized. People can realize mobile communication and payment through mobile phones or other mobile smart terminals. Current mobile payment receiving terminals generally need to be connected to the Internet, such as POS machines, etc. Payment receiving terminals must participate in the entire payment process and be subject to corresponding financial controls. This brings installation inconvenience to many vending machines or fuel dispensers, and also brings risks and responsibilities in network security. Therefore, the existing payment receiving terminal has th...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G07F11/00
CPCG06Q20/3274G07F11/00
Inventor 范世杰周创世蒋琪
Owner SHANXI LANGZHONG INFORMATION TECH CO LTD
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