NFC (Near Field Communication) transaction based intelligent logistics security payment method

Abstract

The invention relates to an NFC (Near Field Communication) transaction based intelligent logistics security payment method. After a goods collecting person of a logistics company collects goods according to a transaction order sent by an online platform, a mobile intelligent terminal of a recipient constructs a historical characteristic pressure waveform when a lawful owner of the terminal makes a payment; a handheld POS (Point Of Sales) terminal of a courier and the mobile intelligent terminal of the recipient send current positions, noises, air humidity and noise acquisition time of the handheld POS terminal and the mobile intelligent terminal to an authentication mechanism, the authentication mechanism sends a transaction key to the mobile intelligent terminal and the handheld POS terminal when judging that the mobile intelligent terminal and the handheld POS terminal are located in a security transaction space distance and both a noise and air humidity difference and a noise acquisition time interval are located in a security range, and the mobile intelligent terminal transfers the expense into an account of the logistics company when judging that a current payment password is input by the lawful owner according to the characteristic pressure waveform of each key; and after a cash-on-delivery transaction is completed, the logistics company transfers the corresponding expense into a bank account of a merchant through a bank system, thereby ensuring the security of the cash-on-delivery transaction.

Description

technical field [0001] The invention relates to the field of logistics, in particular to an intelligent logistics security payment method based on NFC transactions. Background technique [0002] In recent years, with the rapid development of e-commerce, more and more consumers like to shop through online platforms to choose their favorite products. After the selection of goods is completed, the network platform will provide online payment or cash on delivery to pay for the selected goods. Among them, in order to avoid the inconsistency between the actual product and the description of the selected product, the consumer will tend to choose the method of cash on delivery to pay for the purchased product. The cash on delivery method means that after the consumer submits the basic order information, the logistics company picks up the goods at the merchant and then delivers the goods to the consumer. After the consumer is satisfied, he pays for the goods by cash or POS card. As...

AI Technical Summary

Problems solved by technology

[0003] In cash on delivery where logistics companies replace merchants’ charges, there are still great hidden dangers in payment security when consumers use POS to swipe their cards. For example, in the payment process of cash on delivery, transaction information is easy to be cracked by malicious third parties. , bringing economic losses to consumers or logistics companies; at the same time, if consumers are used to paying on-site with their mobile smart terminals, once the mobile smart terminal is lost or used by others, it is easy to leave a huge impact on the safety of consumers’ property. security risks

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