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Approval safety authentication method of fund payment and system thereof

A technology for security authentication and fund payment, which is applied in the payment system, payment system structure, instruments, etc., can solve the problems of interactive operation loopholes, users' inability to know, and inability to prevent data from being tampered with, so as to reduce payment risks and enhance payment security. Effect

Inactive Publication Date: 2017-07-07
YGSOFT INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the current USBKey is not absolutely safe, and there are actually two major security vulnerabilities in the currently widely used USBKey: 1. There are loopholes in the interactive operation
The attacker can remotely control and impersonate the user's USBKey for identity authentication, and the user cannot know
2. Unable to prevent data from being tampered with

Method used

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  • Approval safety authentication method of fund payment and system thereof
  • Approval safety authentication method of fund payment and system thereof
  • Approval safety authentication method of fund payment and system thereof

Examples

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Embodiment Construction

[0022] see figure 1 , figure 1 It is a structural block diagram of an embodiment of the examination and approval security authentication system for capital payment of the present invention. The examination and approval security authentication system of the present invention includes a post and user setting module 11, a fingerprint collection module 15, an identity correspondence module 12, an authentication module 13, and an authentication information verification module. Module 14, enterprise signature verification module 17 and payment instruction sending module 18.

[0023] The position and user setting module 11 is used to set the positions and users that need authentication. In the specific implementation, it is to set the positions related to financial management such as accounting positions, cashier positions, accounting supervisors, and financial directors in the company and related responsibilities. personnel.

[0024] The fingerprint collection module 15 specifical...

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Abstract

The invention provides an approval safety authentication method of fund payment and a system thereof. The method comprises a post and user setting step, an authentication step and a payment instruction sending step, wherein in the post and user setting step, posts and users of a first trial post, a re-checking post and an enterprise signature authentication post are set; in the authentication step, the set posts are authenticated; the authentication step includes a post certificate authentication step and / or a fingerprint authentication step; in the post certificate authentication step, personal signature certificate authentication of the first trial post is performed and then the personal signature certificate authentication of the re-checking post is performed; and in the fingerprint authentication step, fingerprint information of on-site operation personnel is collected, and the fingerprint information is checked with original fingerprint information stored in a fingerprint database. After safety authentication of each above step, a payment instruction is sent. The system applies the above method. In the invention, payment safety is taken as a principle. During fund payment approval, through multiple safety authentications, feedforward control is performed on payment, payment safety is increased and a payment risk is reduced.

Description

technical field [0001] The invention belongs to the field of computer security, and in particular relates to an approval security authentication method and system for signing fund payment documents and supporting fingerprint identification. Background technique [0002] Fund payment can support payment for different businesses. At present, the personal authentication media for fund payment, that is, security tools, mainly include: passwords, file digital certificates, dynamic password cards, dynamic mobile phone passwords, and mobile digital certificates, among which mobile digital certificates are actually a A USBKey. Different domestic banks have different names, such as ICBC called U-shield, Agricultural Bank of China called K treasure, etc. USBKey stores the user's personal digital certificate. Personal identity authentication through USBKey is a relatively safe method of personal authentication when paying funds. Way. [0003] However, the current USBKey is not absolu...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/42
Inventor 陈良学罗玲李劲业
Owner YGSOFT INC
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