ETC-based insurance buying method, device, terminal equipment and storage medium

A premium and basic information technology, applied in ticketing equipment, instruments, finance, etc., can solve problems such as poor user stickiness, and achieve the effect of facilitating customers, saving workload, and improving user stickiness

Active Publication Date: 2018-05-15
CHINA PING AN PROPERTY INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides an ETC-based insurance application method to solve the problem that customers often do not buy insurance products again after leaving the insurance company counter, and the problem of poor user stickiness

Method used

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  • ETC-based insurance buying method, device, terminal equipment and storage medium
  • ETC-based insurance buying method, device, terminal equipment and storage medium
  • ETC-based insurance buying method, device, terminal equipment and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0039] figure 1 A flow chart of the ETC-based insurance application method in this embodiment is shown. The ETC-based insurance application method is applied in an ETC-based insurance application system, and the ETC-based insurance application system includes an ETC server and an insurance server. The insurance server and the ETC server are connected through a network, so that the information exchange between the insurance server and the ETC server can be realized. The ETC server can be connected with clients such as mobile phones and computers through the network, and the client is a terminal capable of realizing human-computer interaction. Such as figure 1 As shown, the ETC-based insurance method includes the following steps:

[0040] S101. The ETC server receives the insurance participation request sent by the client, and sends the insurance participation request to the insurance server; the insurance participation request includes customer information.

[0041] Wherein...

Embodiment 2

[0116] Figure 4 A functional block diagram of an ETC-based insurance application device corresponding to the ETC-based insurance application method in Embodiment 1 is shown. The device for applying insurance based on ETC includes an insurance server, an ETC server and a payment tool server. Such as Figure 4 As shown, the insurance server includes a first insurance enrollment request receiving module 110 , an insurance enrollment request judging module 120 , a verification request generating module 130 , a first judgment result receiving module 140 and an insurance policy data sending module 150 . Wherein, the implementation functions of the first insurance request receiving module 110, the insurance request judging module 120, the verification request generating module 130, the first judgment result receiving module 140 and the policy data sending module 150 are the same as those of the ETC-based insurance method in Embodiment 1 The steps corresponding to the insurance ser...

Embodiment 3

[0150] This embodiment provides a computer-readable storage medium, and a computer program is stored on the computer-readable storage medium. When the computer program is executed by a processor, the method for applying for insurance based on ETC in Embodiment 1 is implemented. To avoid repetition, details are not repeated here. . Alternatively, when the computer program is executed by the processor, the functions of the modules / units in the ETC-based insured device in Embodiment 2 are implemented. To avoid repetition, details are not repeated here.

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Abstract

The invention relates to the technical field of online insurance, and discloses an ETC-based insurance buying method, an ETC-based insurance buying device, terminal equipment and a storage medium. TheETC-based insurance buying method comprises the following steps executed by an insurance server: receiving an insurance participation request sent from an ETC server, wherein the insurance participation request comprises the information of a customer; judging whether the information of the customer meets an insurance buying condition or not based on the insurance participation request; if the information of the customer meets the insurance buying condition, generating a validity verification request, and sending the validity verification request to the ETC server; receiving a validity verification result sent by the ETC server, wherein the validity verification result can be a valid result or an invalid result; when the validity verification result is the valid result, generating a premium reconciliation statement, and sending the premium reconciliation statement to the ETC server. According to the invention, the ETC service and the insurance service can be handled at the same time. Therefore, the user viscosity of the customer on the ETC service and the insurance service can be improved, and the subsequent relevant service can be conveniently expanded.

Description

technical field [0001] The present invention relates to the technical field of online insurance, in particular to an ETC-based insurance application method, device, terminal equipment and storage medium. Background technique [0002] ETC (Electronic Toll Collection, non-stop toll collection system) is currently the most advanced road and bridge toll collection method in the world. Through the microwave-specific short-range communication between the vehicle-mounted electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, the computer networking technology is used to carry out background settlement processing with the bank, so that the vehicle passes through the road and bridge toll station without any delay. The purpose of paying road and bridge tolls is to stop the vehicle. [0003] In the process of realizing the present invention, the inventors found at least the following problems in the prior art: the existing ins...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G07B15/06
CPCG06Q40/08G07B15/063
Inventor 熊伟
Owner CHINA PING AN PROPERTY INSURANCE CO LTD
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